Highest Rated Review by the Community
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Mar 09 '06
Pros: No annual fee; Earn Amazon.com gift certificates; Great incentives for new customers
Cons: Huge penalties if payment is received late; Weak customer service
Summary: Credit cards are considered by many to be a necessary evil. They can really wreck havoc on one’s personal finances, but they can also be the only means available in emergencies and they come in handy when making purchases on the spur of the moment. ... read more
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Nov 16 '09
Pros: easy to use with amazon.com account
Cons: no grace period
random statements
you WILL pay late
TERRIBLE cust. service
Summary: Great initial offer like the other reviews say, but terrible customer service. I was getting paperless statements for some time but eventually they stopped sending me the statement emails and I had to call in to see when my payment was due. Of course I ... read more
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Apr 16 '08
Pros: Gives you rewards for Amazon.com
Cons: Rewards can only be used there.
Summary: When I first started establishing my credit, I took any card someone would give me without an annual fee. Once I had established myself, I began searching for cards that had rewards, preferably ones I thought I would actually use. One day while surfing ... read more
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Oct 13 '05
Pros: Good rewards program, good security features, no cap on rewards per year
Cons: Average customer service, rewards can be used only at Amazon.com
Summary: Background I've used a number of credit cards in the past 10 years, but only started using rewards cards about 4 years ago. I started with a Discover card with the traditional cash back program, then went to a Delta Skymiles card that rewarded ... read more
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Sep 26 '05
Pros: Great promo for as long as it lasts
Cons: Predatory lending practices, horrid customer service
Summary: UPDATE: Below, you can see what I used to think of this card. However, recent changes in the way that Chase/FirstUSA do business have soured me completely on this product. In December, I paid off my balance completely on this card in ... read more
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- Express Reviews
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Oct 25 '10
Pros: None.
Cons: This card IS a con job.
Summary: Using this card went okay for the first few months. I paid the full balance each month, and the rewards points came in as advertised. But after a few months, they claimed they never received my payment, which, seventeen days in advance of the due date, I
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Apr 17 '10
Pros: Good reward with Amazon.com
Cons: Chase card service is bad
Summary: So far I like the Amazon portion of this card. It is a good deal if you make a lot of purchase at Amazon.com.My bad experience is with the Chase side of this card. It was the worst customer I have ever experienced with a credit card company. My
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Mar 21 '08
Pros: none
Cons: VERY HIGH APR
Summary: Its actually a Chase Credit card with Amazon label. My APR was 29% and we only found out when we called their customer service. If you have one of these cards, call the customer service. I canceled it right away... they charge you 14.95 for cancellation
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Jun 12 '07
Pros: - Good rewards-to-dollar spent ratio
Cons: - Bad customer service!
- Rewards is only for amazon.
Summary: I've been a member with them since 2004 and is happy until recently. I called after almost a month without receiving the reward certificate from my last statement. Customer service ask me to hold, and immediately came back with an answer 'Oh, it is not
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