American Express Merchant Services

American Express Merchant Services

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    Highest Rated Review by the Community

  • Horrible Customer Service


    (Show)
    Jun 21, 2010
    Pros: Within the mess there is usually one very helpful representative who comes through. 
    Cons: Manual processing of invoices also takes 6 weeks before funds are received in our bank.

    Summary: In the past few months, I have spent over 5 hours on the phone with American Express Merchant Services trying to get a problem on their side resolved.  Whenever we try to process a charge with our new merchant number the information is directed by

  • American Express Merchant Services, accountable to no-one

    Rated a Somewhat Helpful Review by the Epinions community
    Mar 14, 2013
    Pros: When it works it works well, except for the high discount rates.
    Cons: They can and do act like nazi bullies, and you are the victim.

    Summary: My company has had a well-maintained AMEX merchant account for some years, selling business software and services, with never a single dispute or chargeback or complaint of any kind. Maximum single charge amount (to date) about $9,000.00.Suddenly we ... read more

  • Terrible for business

    Rated a Somewhat Helpful Review by the Epinions community
    Apr 9, 2012
    Pros: Nothing, unless you enjoy delayed payment and hidden surprise fees.
    Cons: If I work for free you should have to pay for your customers reward points.

    Summary: A customer swiped and signed the receipt. Then when their statemecan came in they didn't recognize the name on the statement because I am a sole proprieter. So the customer filed a fraud complaint. Now I have the receipt andvideo recording of this ... read more

  • Lack of customer service when an overbilling issue is brought to their attention.

    Rated a Somewhat Helpful Review by the Epinions community
    Aug 21, 2007
    Pros: They are trained well in saying "I apologize for that...".
    Cons: No sense of Customer Service. Not responsible for their own systems.

    Summary: After years of using an AmEx terminal for our credit card needs at this Bed and Breakfast I finally choose to change my credit card processor. I called AmEx to let them know so I would stop being billed $36.51/month for their terminal. They were to ... read more

  • Express Reviews
  • They are not paying me!

    Rated Show by the Epinions community
    Aug 12, 2010
    Pros: You can get any chargeback for any reason, without the right to represent!
    Cons: You can get any chargeback for any reason, without the right to represent!

    Summary: I applied for Amex merchant account online, I got approved instantly; I processed all the clients, and next day Amex called me saying all payments were canceled, and they are not going to fund me. However, they wanted articles of incorporation. So I

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