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Aug 12 '11
Pros: Great Customer ServiceLow Rate
Cons: Nothing I can think of
Summary: Over the last few years my wife an I have been going back and forth about whether or not we should pursue a refinance of our home. Our experiences in the past with mortgage companies have been less than pleasant, so we kept putting it off and we really ... read more
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Jun 13 '11
Pros: Low Fees, Low Rate, Quick turnaround, Solid customer service
Cons: nada
Summary: Not all mortgage companies were created equal! I didn't realize this untill working with Americash. I have had so many bad experiences with mortgage companies and I almost lost all faith in their abillities to be honest. This has been by far the best ... read more
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Jun 09 '11
Pros: Professional, Fast Service, Low Rate, Low Fees
Cons: Nothing I can think of
Summary: This company was great to work with. As painful as it is getting a mortgage these days, Americash made it a little easier. I had a wonderful loan officer. He was very professional and was always available to talk thorughout the process. I like to email ... read more
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May 31 '11
Pros: Customer Service, Fees, Rates, Communication
Cons: none
Summary: I found Americash Mortgage through Google's mortgage comparison finance tool which is really great and easy to use. Many companies contacted me originally, but Americash was one of the first. Americash had the lowest rate online for my refinance, but I ... read more
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May 04 '11
Pros: Fast Process, Good Customer Service, Low Fees
Cons: none
Summary: I read a lot of the opinions on Americash especially the negative ones and almost decided not to go with them. However, I found them through Google Finance and the rates were the best I could find, so I thought I'd give them a shot keeping in mind all of ... read more
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Mar 13 '11
Pros: Smooth process, low fees, good rate and relly good customer service.
Cons: Non
Summary: This is the first time I have worked with Americash Mortgage, and they have been really helpfull with my current situatioin. When I signed my papers, the rate was exactly what they had quoted me. The fees weren't to bad and it was just really smooth. i ... read more
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Nov 09 '10
Pros: The loan rate offered by Ameriacash is good and comparable with other mortgage companies
Cons: 1. Poor e-mail response
2. Poor response from management
3. Poor at setting customer expectations
Summary: The loan officer who was my first contact with the company was pleasant. I spoke with him about the deal I saw on Google for a loan at .75 point. He said it was no longer available even though it was on the website that day. He said he ... read more
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Oct 20 '10
Pros: Delivered a low interest rate, and reasonable fees for my area. No complaints.
Cons: No serious cons, there were a couple small errors in the paperwork, they got corrected.
Summary: Did a refinance with Americash in June, 2010, they offered the lowest rate with 0 points at the time so I went with them. The process was pretty smooth, closing took a few days longer than expected but it was within a reasonable time period (33 ... read more
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Jun 15 '09
Pros: -Substantial reduction in mortgage payments
-Simple, easy process for the customer
-The consultant (Andy Pasillas) was great
Cons: Nothing of any importance
Summary: I used Americash several years ago for an earlier refi, and was very satisfied. So as interest rates hit record lows, I cold called their 800 number a month ago to inquire about their then current rates and Andy Pasillas picked up the phone. ... read more
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May 07 '09
Pros: None.
Cons: Too many to count.
Summary: My wife and I were in the middle of a refinance with another company when we decided to go with Americash. I had sent the loan consultant our terms for refinance by email before moving forward. He then sent us a Good Faith Estimate based on these ... read more
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Jun 24 '08
Pros: Fast, friendly initial response.
Cons: Slow, unresponsive, dishonest.
Summary: After initial fast, friendly response, contact became less and less frequent, and the excuses more varied, until finally I was completely ignored (this most likely coincided with the expiration of the rate lock - yeah, the one that had never been ... read more
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Apr 29 '08
Pros: Quick first contact; highly-trained, silky-smooth over Lending Tree others; impressive bait &switch tactics
Cons: Deceptive practices; unprofessional; dishonest, skilled at getting you to pay more than you otherwise should
Summary: Americash gave the quickest response to my Lending Tree inquiry and also offered the lowest rate. On 12 Mar 08, Christine Deao, Americash Senior Loan Officer, verbally quoted me 5.99% and emailed me a written Good Faith Estimate (GFE). I was still ... read more
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Jan 22 '08
Pros: None, this company will cheat you.
Cons: None, a totally fraudulent company
Summary: Used Lending Tree and Americash made the best offer in the initial percentage rate. They were quick to get me committed, and quoted me an approximate amount of "no more than $1,200 for the total closing costs. After I sent all the requested ... read more
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Oct 16 '07
Pros: Quick to get the ball rolling
Cons: Terrible afterward; Slow response, Bait-and-Switch, Lots of Talk but No Kept Promises
Summary: They were extremely quick to get the ball rolling, and to this point they were quite helpful. However, after I had given them all the information and the appraisal was complete, they started to become less and less responsive. The whole process took ... read more
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Mar 20 '12
Pros: Great rate and reasonable fees. No surprises - very close to the good faith estimate.
Cons: Very poor customer service from the loan processor. Hard to reach.
Summary: I found Americash online and the reviews seemed fine. They had the best rate for a jumbo loan that I could find. The initial contact with the loan officer was great. Got the Good Faith Estimate and every was good. It went downhill from there. The work
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Jun 15 '11
Pros: Quick first contact, Attractive low rate offered.
Cons: Apprasial review fee? change to lesser amount to qualify costs a full point fee?
Summary: A pleasant quick contact when data was input on-line. After a $590 rate lock fee the attractive first offer was denied to me, and a more expensive contract offered.. A GFE on the second loan arrived on the last day of the ratelock.. predated
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Jun 01 '11
Pros: Lowest rates on internet. Fast and Friendly service.
Cons: The loan signer showed up late.
Summary: We just concluded our 3rd refinance with Americash. We have nothing but good things to say about Phil Simon,our Loan Officer. We found Americash on Google. The company has been in business for over 13 years. This meant a lot to my wife
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Dec 21 '10
Pros: Great job. Low rates. Honest
Cons: A little slow but great job
Summary: I went on line and read all of the good postings about Americash and the bad postings. I think I saw more good stuff than I did bad and lets be fair to these people - who takes the time to post a good review. All you ever see if the bad, never the
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Dec 18 '10
Pros: Provided the rate and fees as promised
Cons: I had a great experience
Summary: All you ever read about and see is bad stuff. It is rate that you hear the good. I saw some of the stuff on the net - both good and bad. My rep explained everything to me and I dove in. Glad I did. I got the rate and fees as
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Mar 16 '10
Pros: None
Cons: I believe that these people will do anything to con you out of your money.
Summary: Americash asked for my credit card info in order to pay for the appraisal needed for my property refinance. They immediately charged my Visa card even though the appraisal had not been accomplished. I subsequently decided not to continue with the loan
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Dec 11 '09
Pros: Very Happy w/ service, terms, rates and follow through
Cons: No cons worth mentioning.
Summary: There has been a number of concerns around Americash and I wanted to share my experience. I started looking for refinancing and Andy from Americash contacted me through LendingTree. He asked me about my timelines and he realized I am looking
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Nov 07 '09
Pros: Absolutely none!
Cons: Misleading offers. "Locked" rates aren't locked. Patently false statements. Customer non-service.
Summary: Americash is a "closing-house": they are in business to close loans, pocket the closing costs, and then immediately sell the loan off to someone else. Americash gets you in their system by offering the lowest rates. But when the actual
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Nov 04 '09
Pros: Alan Michaelson was excellent to work with. No glitches. Beat the competion's rates.
Cons: None.
Summary: I highly recommend Americash. Our Loan Officer was Alan Michaelson. He was professional, courteous, and prompt in responding to questions and keeping everything moving forward !! Our standard refinance of our home loan, with good credit and no
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Sep 24 '09
Pros: Smooth and professional refi
Cons: Some minor paperwork glitches, but no big deal.
Summary: We refinanced our condo recently and have no complaints whatsoever with the team that serviced us from Americash. We didn't have to leave our home in order to complete the entire transaction. The Account Exec Phil Simon, Sr Loan
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Aug 12 '09
Pros: Full transparency. Fast and accurate
Cons: none
Summary: I came across this company on Lendingtree.com. From begining to end this company was on the ball. What impressed me the most, they addressed all negative comments published on this website in a clear and professional manner. In fact, I
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May 14 '09
Pros: Chad Church
Cons: none encountered as we directly worked w/Chad.
Summary: We began "shopping" for refinance mortgage end of Dec.08, in early Jan.09 rates jumped a little and we were reluctant to lock in. Chad Church stayed in daily contact (weekends too) updating us. One day rates dropped to 4.375 and just as
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Apr 02 '09
Pros: Pleasant, quick communication.
Cons: Questionable practices with upfront fees that no other lender requires.
Summary: I was referred to this company by LendingTree.com. They had the best offer. My initial contact with the lender was via e-mail. The communications were fast and pleasant.Then I actually spoke to a representative named Joseph.
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Feb 13 '09
Pros: Would use them again !!!!!!
Cons: none
Summary: I went through Lending Tree Americash was one of three companies that responded. In my notes on Lending Tree stated that I wanted 4.5% 30 year fixed loan. Andy Pasillas stated he would make it happen after 3 weeks the rates hit the mark. And we locked
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Jan 28 '09
Pros: Accurate rate
Accurate closing costs
Flexible and understanding of "hang ups" along the way
Cons: They are really busy now, so stay on top of things
Summary: I, like so many reading this, did research before proceeding with a refinance. Americash offered the best rate with the lowest closing costs, so I decided to pursue. After reading all of the negative feedback, I called Americash to get an
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Aug 13 '08
Pros: Accountability! Who would expect that in todays mortgage industry
Cons: Not in Houston Texas
Summary: Americash went the extra mile to make my loan a reality. Hat's off to Chad Church. As the CEO he is hands on and refused to allow this deal to fall apart. I am now prepping to close the loan and it is because there are checks and balances at Americash
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Jul 01 '08
Pros: Quick response initially
Cons: Dishonest, dishonest, dishonest!!!!
Summary: I was quoted a good rate with 1.5% point in April from Americash through Landing Tree and locked the rate for a month. I asked the loan officer if there was any other surprised fees. He promised none. But during the closing day, there was an extra 0.75%
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Oct 26 '07
Pros: Fast, Friendly, Professional and accurate
Cons: none
Summary: I have bought and sold in excess of twenty properties over the course of the last 5 years. Americash, by far offered the best pricing, service and closed on time. The initial rate they offered me was 6%, so I decided to lock. After several days, Chad
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Mar 13 '07
Pros: Low rates, friendly, knowledgeable employees
Cons: Nothing!
Summary: I was referred by my sister to Americash for my mortgage refinance. The customer service was great - If I couldn't get ahold of the Loan Officer (Bill Zigler) or his assistant (Erika Sheridan), they were very quick to call me right back and answer any
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Jan 27 '07
Pros: My loan officer was fantastic
Cons: The appraiser used through Americash was terrible
Summary: Americash mortgage overall was fantastic. My loan officer Ray Whitacre was very straight forward. I put this poor guy through hell and he battled for me and my husband from beginning to end. Are loan funded in less than 3 weeks. I know I drove Ray crazy,
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Dec 22 '05
Pros: Loan officers were friendly and ready to work for the business.
Cons: Back office staff was slow which caused problems closing the deal.
Summary: As one of the unlucky Florida residents with major hurricane damage I decided to refinance and consolidate my mortgage and a couple of credit lines used for repair. "Americash" was the lowest rate offer of six different offers I received online. They
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