Americash Mortgage

Americash Mortgage

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    Highest Rated Consumer Review by the Community

  • I had a very bad Americacash loan experience

    Nov 9, 2010 by
    Rated a Very Helpful Review
    Pros: The loan rate offered by Ameriacash is good and comparable with other mortgage companies
    Cons: 1.  Poor e-mail response
    2.  Poor response from management
    3.  Poor at setting customer expectations

    Summary: The loan officer who was my first contact with the company was pleasant.  I spoke with him about the deal I saw on Google for a loan at .75 point.  He said it was no longer available even though it was on the website that day.  He said he ... read more

  • Good rates, lousy service

    May 28, 2012 by
    Rated a Helpful Review
    Pros: Good rates
    No points
    Cons: Unprofessional underwriter
    Late processing
    Keep asking document after document

    Summary: Everything started very nicely: good rate, no points and great agent until we locked the rate. Then they transferred our loan processing to another underwriter and things started to fall apart. I had a 60-day lock with them and even with all this time at ... read more

  • Americash Review

    Aug 12, 2011 by
    Rated a Helpful Review
    Pros: Great Customer ServiceLow Rate
    Cons: Nothing I can think of

    Summary: Over the last few years my wife an I have been going back and forth about whether or not we should pursue a refinance of our home. Our experiences in the past with mortgage companies have been less than pleasant, so we kept putting it off and we really ... read more

  • Diamond in the Rough

    Jun 13, 2011 by
    Rated a Helpful Review
    Pros: Low Fees, Low Rate, Quick turnaround, Solid customer service
    Cons: nada

    Summary: Not all mortgage companies were created equal! I didn't realize this untill working with Americash. I have had so many bad experiences with mortgage companies and I almost lost all faith in their abillities to be honest. This has been by far the best ... read more

  • Excellent Company

    Jun 9, 2011 by
    Rated a Helpful Review
    Pros: Professional, Fast Service, Low Rate, Low Fees
    Cons: Nothing I can think of

    Summary: This company was great to work with. As painful as it is getting a mortgage these days, Americash made it a little easier. I had a wonderful loan officer. He was very professional and was always available to talk thorughout the process. I like to email ... read more

  • Americash Mortgage - Great Customer Service

    May 31, 2011 by
    Rated a Helpful Review
    Pros: Customer Service, Fees, Rates, Communication
    Cons: none

    Summary: I found Americash Mortgage through Google's mortgage comparison finance tool which is really great and easy to use. Many companies contacted me originally, but Americash was one of the first. Americash had the lowest rate online for my refinance, but I ... read more

  • Americash Mortgage Review

    May 4, 2011 by
    Not yet rated.
    Pros: Fast Process, Good Customer Service, Low Fees
    Cons: none

    Summary: I read a lot of the opinions on Americash especially the negative ones and almost decided not to go with them. However, I found them through Google Finance and the rates were the best I could find, so I thought I'd give them a shot keeping in mind all of ... read more

  • Great Company

    Mar 13, 2011 by
    Rated a Helpful Review
    Pros: Smooth process, low fees, good rate and relly good customer service.
    Cons: Non

    Summary: This is the first time I have worked with Americash Mortgage, and they have been really helpfull with my current situatioin. When I signed my papers, the rate was exactly what they had quoted me. The fees weren't to bad and it was just really smooth. i ... read more

  • Good experiance

    Oct 20, 2010 by
    Rated a Very Helpful Review
    Pros: Delivered a low interest rate, and reasonable fees for my area.  No complaints.
    Cons: No serious cons, there were a couple small errors in the paperwork, they got corrected.

    Summary: Did a refinance with Americash in June, 2010, they offered the lowest rate with 0 points at the time so I went with them.  The process was pretty smooth, closing took a few days longer than expected but it was within a reasonable time period (33 ... read more

  • My excellent experience using Americash for refinancing

    Jun 15, 2009 by
    Rated a Helpful Review
    Pros: -Substantial reduction in mortgage payments
    -Simple, easy process for the customer
    -The consultant (Andy Pasillas) was great
    Cons: Nothing of any importance

    Summary: I used Americash several years ago for an earlier refi, and was very satisfied.  So as interest rates hit record lows, I cold called their 800 number a month ago to inquire about their then current rates and Andy Pasillas picked up the phone.  ... read more

  • My personal experience with Americash

    May 7, 2009 by
    Rated a Helpful Review
    Pros: None.
    Cons: Too many to count.

    Summary: My wife and I were in the middle of a refinance with another company when we decided to go with Americash. I had sent the loan consultant our terms for refinance by email before moving forward. He then sent us a Good Faith Estimate based on these ... read more

  • Slow, unresponsive, and (possibly) fraudulent

    Jun 24, 2008 by
    Rated a Helpful Review
    Pros: Fast, friendly initial response.
    Cons: Slow, unresponsive, dishonest.

    Summary: After initial fast, friendly response, contact became less and less frequent, and the excuses more varied, until finally I was completely ignored (this most likely coincided with the expiration of the rate lock - yeah, the one that had never been ... read more

  • Beware!! Americash Adept at Deceptive Practices

    Apr 29, 2008 by
    Rated a Very Helpful Review
    Pros: Quick first contact; highly-trained, silky-smooth over Lending Tree others; impressive bait &switch tactics
    Cons: Deceptive practices; unprofessional; dishonest, skilled at getting you to pay more than you otherwise should

    Summary: Americash gave the quickest response to my Lending Tree inquiry and also offered the lowest rate. On 12 Mar 08, Christine Deao, Americash Senior Loan Officer, verbally quoted me 5.99% and emailed me a written Good Faith Estimate (GFE). I was still ... read more

  • Border-line Fraudulent practices

    Jan 22, 2008 by
    Rated a Helpful Review
    Pros: None, this company will cheat you.
    Cons: None, a totally fraudulent company

    Summary: Used Lending Tree and Americash made the best offer in the initial percentage rate. They were quick to get me committed, and quoted me an approximate amount of "no more than $1,200 for the total closing costs. After I sent all the requested ... read more

  • Disastrous Experience with a Scam Company

    Oct 16, 2007 by
    Rated a Very Helpful Review
    Pros: Quick to get the ball rolling
    Cons: Terrible afterward; Slow response, Bait-and-Switch, Lots of Talk but No Kept Promises

    Summary: They were extremely quick to get the ball rolling, and to this point they were quite helpful. However, after I had given them all the information and the appraisal was complete, they started to become less and less responsive. The whole process took ... read more

  • Express Customer Reviews

  • Is it Worth It?

    Jul 19, 2012 by
    Rated Show
    Pros: The rate was low and I was able to save some money.  
    Cons: Signed the same documents over and over. Would not accept printouts.  No common sense

    Summary: While I was offered a great rate on my refinance with Americash, I am not sure that all the aggravation and trouble they caused was worth ... read more

  • Good rate but very poor customer service

    Mar 20, 2012 by
    Rated Show
    Pros: Great rate and reasonable fees. No surprises - very close to the good faith estimate.
    Cons: Very poor customer service from the loan processor. Hard to reach.

    Summary: I found Americash online and the reviews seemed fine. They had the best rate for a jumbo loan that I could find. The initial contact with the loan officer was great. Got the Good Faith Estimate and every was good. It went downhill from there. The work ... read more

  • Americash Quick first contact..... and... and... owch

    Jun 15, 2011 by
    Rated Show
    Pros: Quick first contact, Attractive low rate offered.
    Cons: Apprasial review fee? change to lesser amount to qualify costs a full point fee?

    Summary: A pleasant quick contact when data was input on-line.  After a $590 rate lock fee the attractive first offer was denied to me, and a more expensive contract offered.. A GFE on the second loan arrived on the last day of the ratelock.. predated ... read more

  • Fantastic Company

    Jun 1, 2011 by
    Not rated yet
    Pros: Lowest rates on internet. Fast and Friendly service.
    Cons: The loan signer showed up late.

    Summary: We just concluded our 3rd refinance with Americash.  We have nothing but good things to say about Phil Simon,our Loan Officer. We found Americash on Google.  The company has been in business for over 13 years. This meant a lot to my wife ... read more

  • Americash did a GREAT job for me

    Dec 21, 2010 by
    Rated Show
    Pros: Great job. Low rates.  Honest
    Cons: A little slow but great job

    Summary: I went on line and read all of the good postings about Americash and the bad postings. I think I saw more good stuff than I did bad and lets be fair to these people - who takes the time to post a good review. All you ever see if the bad, never the ... read more

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