Highest Rated Review by the Community
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Sep 22 '02
Pros: Offers twelve-month interest-free plan for orthodontia, lasik, and other procedures.
Cons: Retroactive 21.96% interest can be triggered very easily--buyer beware!
Summary: Brace yourself. Orthodontia bills can be very expensive, and dental insurance plan maximums haven’t increased with the cost of inflation.
Two of our children wore braces. They are almost eleven years apart in age. Dental insurance covered ... read more
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May 08 '12
Pros: Was there when I need them to pay for my healthcare
Cons: Interest rate. But I'm not paying that anyway. So I don't care.
Summary: I am reading all these reviews and I think most of them are just ridiculous. Like most of the reviewers, I was referred to them by my health professional to them. If it wasn't for them, I would not have been able to afford the dental work I ... read more
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Feb 29 '12
Pros: delayed interest rates, 6, 12, 18 or 24 months
Cons: High interest if unable to pay balance
Summary: CareCredit is a credit card that will assist the consumer with paying for medical problems/procedures. CareCredit makes it VERY clear that if you do not pay your balance during the promotional period you will get charged 26.9% in interest on your ... read more
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Feb 24 '12
Pros: You can get medical care if you need it but can't afford it
Cons: You will NEVER pay it off
Summary: I DO NOT recommend CareCredit. You are probably better off pawning your car or something to pay for the doctor - Pawnshops charge less interest than they do. CareCredit is the biggest ripoff. Their customer base consists of low to ... read more
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Oct 30 '11
Pros: Absolutely none.
Cons: Horrible customer service. Healthcare providers actually recommend them. Shocking.
Summary: The customer service for this company is so absolutely abhorrent it's a joke. They are the rudest people I have ever spoken to, and they clearly either don't get any sleep at night due to their guilt, or they simply don't care about anyone but ... read more
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Sep 01 '11
Pros: I have NOTHING POSITIVE to say about Care Credit or GE Money.
Cons: Absolutely EVERYTHING. They add charges for anything they can EVEN AFTER THE ACCOUNT IS CLOSED!
Summary: I had to apply for this credit card because I couldn't pay an emergency vet bill last year. These people are unbelievable! I have NOT talked to a NICE person in the 14 months I had this credit card. If you miss a payment they call ... read more
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Jun 07 '11
Pros: They will approve a monkey as long as he knows how to press buttons.
Cons: High interest, rude customer service, scammers, they lie
Summary: Medical emergencies bring out the best in some, the worst in others. Well, needless to say...CareCredit brings out the absolute worst!!! Simply and to the point, they take advantage of patients in a bad situation. CareCredit.com are vultures – and ... read more
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May 04 '11
Pros: I tried to write a review on their website and they didn't publish it!!!
Cons: Please don't let this experience happen to you!!
Summary: DO NOT USE CARE CREDIT!!!!!!This company is a spam! They get you to open the card at 0% for 12 months and they tell u that everything after that is deferred interest!! Well if you're not familiar with that term, I'll have to say that it's basically the ... read more
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Apr 26 '11
Pros: no interest for 2 years "LIARS"
Cons: Deciving, rude money stealing company.
Summary: I had Lasik Surgery 2 years ago and financed through Care Credit with no interest for 2 years. So i paid all my payments on time sometimes more than the minimum. So i knew my 2 years just past on April 5th so i thought they would start charging me ... read more
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Jul 23 '10
Pros: NONE
Cons: HORRBILE BILLING PRACTICE. THEY ACTIVELY WORK TO SCREW YOU!
Summary: This company will look to find every way to get you. Anyone with a social security number can practically get an account with them. The no interest promotional period is attactive, it got me. Here's the problem, they reserve the right at any time to pull ... read more
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Jun 30 '10
Pros: If you can pay it off within the promotional period, good
Cons: If you can't pay it off watch the interest rates rise SKY HIGH!!
Summary: As soon as I am able to rid myself of the credit card, I will be dancing for joy. It came in handy when I had some expensive dental work to be done -- $2,000 in emergency root canal, and dental work put on the card. I figured that ... read more
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Mar 04 '10
Pros: Easy Credit. Free Loan if you pay-off during allotted time. Good to have handy.
Cons: High interest rate and penalty fees. Possible Deferred interest. Long wait when calling customer service.
Summary: Well, I've had it for about a year. I don't worry about the high interest rate, because I pay my balance off, monthly. Ithas to do with the way I was raised. I was taught to never borrow money needlessly; however, if you must ... read more
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Jan 27 '10
Pros: Zero. Zilch. Nodda. None. 0. Avoid at all cost.
Cons: Amazingly bad Customer Service. High interest. Harrassing phone calls, 5-7 a day.
Summary: I had a really bad tooth. I was given 2 options by my dentist. Pull it, or root canal and a rebuild of the tooth. I originally decided to have it pulled, as my wife and I could afford that. After setting up the appointment, we discussed maybe doing a ... read more
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Jan 14 '10
Pros: Care Credit (GE Money) does allow installment for expensive dental work.
Cons: CareCredit (GE Money) will use ANY excuse to maximize their collection of "finance charges".
Summary: Started using CareCredit in early 2008. Had the balance to less than $300 when more orthodonic work was need needed in August 2009. The most recent dental work was under the 12 month no interest charged program, which should expire July ... read more
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Jan 06 '10
Pros: None
Cons: High interest
High late fees
Summary: I opened a care credit (GE Money) account when I had surgery done on my eyes. Offer was 0% interest for first 12 months. From the onset I paid well above the minimum. I scheduled my payments via my on-line banking account.For the ... read more
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Dec 29 '09
Pros: I did not find anything positive in my experiences with Care Credit.
Cons: They will screw you any way they can. DO NOT DO BUSINESS WITH CARE CREDIT.
Summary: In October 2009, I had a terrible stomach ache for about three days before I decided to go to the doctor. I couldn't even stand up straight. The doctor recommended an ultra sound (actually it was 3 ultra sounds at $650 out of pocket). The ultra sound ... read more
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