CareCredit Healthcare Finance Plans

CareCredit Healthcare Finance Plans

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  • Express Customer Reviews

  • Intro rate great after that WATCH OUT

    Apr 19, 2010 by
    Rated Show
    Pros: intro promotion is good, more appropriate for a one time procedure
    Cons: High interest rate after intro, even new and previous balance.  Be careful!

    Summary: The intro rate was wonderful and I was able to get Lasik eye surgery without saving for it.  However, after the intro rate runs purchases are charged an extremely high interest rate.Our balance is 0 but if we were to charge ... read more

  • CareCredit is OKAY

    May 2, 2012 by
    Rated Show
    Pros: Payment Options
    Unexpected Emergencies
    Cons: Online System
    Customer Service - Neutal (Hard to Reach, Very Helpful)

    Summary: We accept CareCredit at the dental office I work at. My veterinary office accepts CareCredit too and since we recommend it to our patients all the time I figured it would be a great option for me as a college student. The first couple months were ... read more

  • Interest Free Payment Plan

    May 1, 2012 by
    Rated Show
    Pros: 30 month interest free promo period for high dollar purchase
    Cons: None

    Summary: I've had no trouble with Care Credit. They made it clear from the beginning that there would be no interest charged if payments were made time and the entire balance paid within the promotional period. I was also clear on the fact that if the balance was ... read more

  • Care Credit

    Sep 20, 2010 by
    Rated Show
    Pros: Great plans, easy to use
    Cons: Intrest will kill you and your credit if you don't pay!

    Summary: Care Credit is good as long as you can pay off your procedure in the time allowed. If you miss a payment, do not pay it in full, or are late, you will be screwed. The intrest rates are extremely high, but you should know that before you sign up. Read ... read more

  • Use It Correctly and CareCredit IS a Good Option

    Dec 1, 2010 by
    Rated Show
    Pros: Most people are accepted. Good Interest Free promotion periods
    Cons: Interest rates are high. Then again, it is an emergency use card.

    Summary: As with anything, YOU have to be responsible. There are fees if you don't pay off the principle on time. With that said, the option and convenience is well worth the time it takes to fill out an application. Basically you pay off your medical bill ... read more

  • Peace of Mind for Unexpected Vet Bills

    May 24, 2012 by
    Rated Show
    Pros: There when needed for emergencies.   Easy to navigate website.  Generous promotional periods. 
    Cons: I have not experienced any yet.

    Summary: I don't understand some of the negative reviews.  If you follow the rules of the card you shouldn't have a problem.  I also have had no problem speaking to a rep when I had a question about my account.   They give you between 6-18 months ... read more

  • Great option for SMART & RESPONIIBLE people.

    Apr 27, 2012 by
    Rated Show
    Pros: Interest free loan great for larger purchases.
    Cons: No cons if you are a responsible person and can read.

    Summary: Know what you are getting into.  Pay in full within the promotional period and there is no problem and NO interest.  If you are responsible and pay your bills on time this is an interest free loan.  If you are not responsible and can't ... read more

  • Absolutely shocked by kind assistance!

    Apr 23, 2012 by
    Not rated yet
    Pros: Waived late fee/kept promotion.
    Cons: The website doesn't work with Firefox yet.. but it did work with IE.

    Summary: Generally speaking, banks will take you for whatever they can. I was very pleasantly suprised tonight when I called in asking about a payment I had tried to make on 4/21 but could not access the website, and then finally getting access and being told it ... read more

  • Love It!!! Great supplement to insurance,

    Mar 1, 2009 by
    Rated Show
    Pros: A "Free Loan" if you pay back in promo time pd and do not default.
    Cons: None so far

    Summary: I opened Care Credit to help with a dental bill. I have not had any issues and whenever I have contacted Customer Service, I always spoke with an "American", they were always friendly and helpful. I have a 18 mo deferred interest plan, meaning I have 18 ... read more

  • Don't use Care Credit for medical expenses

    Nov 22, 2011 by
    Rated Show
    Pros: None
    Cons: Early and/or large pre-payments while reflected on your balance, doesn't reduce your monthly payments.

    Summary: As a senior citizen recent cosmetic surgeon patient who had the option of either putting surgical fees on several credit cards, or charging it on one Care Credit card, after explaining to the doctors office my intention of transferring a majority of the ... read more

  • double talk,hangs up on people,no return responses

    Feb 11, 2010 by
    Rated Show
    Pros: I can not give you a good report
    Cons: I  willnot use this company again

    Summary: I am fed up with Care credit.  I have let my son handle this account, which has his name on it also. He sent in many pages for a complaint.  they said they never received it.  But by calling back and some one else answering, they had ... read more

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