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NCS (New York) Top Rated with Proven Results (Reply to this comment)
by terrytco
I have used NCS in the past and they are absolutely the best collection agency. All of the posts in this link are debtors who have tried to escape their debt. NCS's process redirects the debtor back to the service/product provider to make good on a financial commitment. NCS has collected over $10,000 for a past company I worked at even though we had written them off our books. They are tenacious but courteous. Pay your bills OR make arrangements to pay. This is your choice, as it should be!
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Oct 17 '08
7:00 am PDT
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National Credit Systems, Inc. (NCS, Inc.) N.Y. (not Georgia) (Reply to this comment)
by speedyncs
There are, apparently, two collection agencies with the same name. One is a Georgia corp. One is a NY corp. The NY corp is the pitbull! I have an offer to make. Anybody who has a debt that they're trying to collect--contact me, and I'll make at least a $20 payment on your account. I need to find their bank information to attach their accounts. Free $20 to you. Call two one seven three nine oh seven five two three or email me through epinions.
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Jun 08 '08
4:19 pm PDT
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Thank you!!! (Reply to this comment)
by e_mcenaney
Dear Mrs. Thomas,
I have recently been targeted by NCS for some money I owe. I am having the same experience you were and I am going to use the advice you posted for dealing with them right now.
These people (I am reluctant to even call them people) have been horribly cruel, demeaning, and purely mean. I am a responsible, professional adult. They are terrible.
I am sending a letter to them as you did. I'm happy to pay the money I owe, but not to let them take credit for it.
Much obliged,
Ellen
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Sep 14 '05
1:06 pm PDT
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Re: Give me a break! (Reply to this comment)
by mlayman98
After writing my last comment, I have since been contacted two more times at my place of employment. The agent from NCS continues to contact me at work systematically despite being contacted twice by a legal secretary, both times being instructed to cease & desist all contact to me except through the mail. She even had the "pleasure" of getting the condecending treatment from the agent at NCS. I urge anyone who has received this treatment from this company to file complaints with the Attorney General' s office in your state. We can not let these people get away with treating us this way. I am fully aware of the debt I owe and have every intention of settling this when I can, but I, nor anyone else deserves the treatment/abuse that these people feel the need to inflict on us.
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Oct 26 '03
2:47 pm PST
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Give me a break! (Reply to this comment)
by mlayman98
I too, just had a similar run in with these horrible people just today. My husband and I regretfully had to default on an apartment lease 6 months agob/c my husband was laid off & I was 8 mo. pregnant. I have not had any correspondence from the apartment complex since a week from our move out date and today I recieved a phone call (at my work mind you!) from this outrageously rude and abusive company. Take this word of advice: If you are trying to collect a debt from someone, these are not the people to do it. After dealing with these monsters there is NO WAY I am send them any money! When the arrogant man called me today I told him that I am requesting he not call me at my place of employment, his response was that they wanted to know how I planned on taking care of this debt. I responded by telling him that I do not plan to right away, I am fighting the amount due, because I feel it is incorrect. He then mumbled something about garnishing my wages (which by the way, in the state of Texas they cannot do!)and hung up on me. I called back got the man again & told him that I was not finished speaking & that he was very rude and unprofessional. He told me that he had nothing more to say to me and that was the end of it. So of course, I asked for a supervisor, he told me he didn't have one, I argued & told him that EVERYONE has someone above them, he then found me a supervisor. But of course by my luck the supervisor was much worse than his little peeon I first talked to. I explained that his employee was rude & everything that had transpired in our conversation. He then began to talk to me abusively & informed me that he has instructed the acct. managers to terminate the call when the debtee says they are not going to pay, (I never said I was NEVER going to pay)b/c they then move on to people who "care about their credit". He was a very demeaning man who told me all about how he was going to drop $2700 dollars this weekend on booze and other things! And he felt the need to tell me about the "Benz" he owns and how I just "choose" not to take care of my debts, ect,ect... How do these people have the right to come in a judge my life & make the assumption that I "choose" not to pay my bills. Believe me, if I had the money I would, but due to circumstances beyond my control I do not at the moment. I will someday, but I will NOT be paying my debt through a creditor. I am going to follow the previous posters advice from the FTC. And as she said "You catch more flies with honey, that vinager"
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Oct 07 '03
7:37 pm PDT
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Nice job (Reply to this comment)
by erconley
It never ceases to amaze me at how little the American public knows about what and what not a collection agency can get away with. Once you educate yourself (which I suggest for anyone) about the laws, you have some ammo to deal with these morons. I am glad you did just that.
Related fact--- these "hard-core" agencies (those that use intimidation tactics) collect only about 10-15% of the money they are after.
Another sad fact of this industry is that those who are calling you are trained by uneducated morons (former collectors who moved into the position due to the high turnover in the industry) who know nothing of collection law. If the Attorney General of each state would listen in to most of these calls, they would immediately shut down the company that called.
My mother had trouble when her educational loan company went belly-up and tried to collect 100% of the money they had loaned instead of letting the borrower pay out the amount like usual. After it was turned over to a law firm who practiced collections on the side (another bad racket), she was hounded daily. Finally, they got to speak to me. I immediately asked for the poor collector's supervisor, and let him know what I would be doing about their constant harrassment. All of a sudden they were super-nice about letting my mom pay out her debt in easy, affordable installments.
It's hard to blame those on the other end of the line, because they have quotas, and are trained by the fore-mentioned uneducated morons.
I am so glad you found out your rights.
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Jun 24 '01
9:50 am PDT
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Perspective... (Reply to this comment)
by bkiser
Although I agree with everything you said, I think it's a matter of perspective. I've been in your shoes and hounded by creditors. It's no fun. However, right now, someone owes me a large amount of debt and refuses to pay. This is exactly the type of people I'd like to have working for me. Ruthless and pushy. I've seen companies like this get results.
Brian
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Mar 27 '01
9:04 am PST
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