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Thanks for moving the review... (Reply to this comment)
by Arthur.Rubin
You could have told me....
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Apr 04 '01
8:57 am PDT
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Re: not+correct+in+all+states (Reply to this comment)
by yuravgjoe
Of course I can't speak for the laws of all states. But the reason the first case would go to trial is because in order to recover from your own insurance company for uninsured motorist benefits, you sometimes have to sue the guy who hit you, even though he did not have insurance. YOUR insurance company has the option of defending him. After all, it is their money that pays you if you prove that the uninsured motorist is at fault. Insurance companies are not in the business of rolling over and handing out money. Even if it means suing your own insurance company.
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Apr 04 '01
12:54 am PDT
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not correct in all states (Reply to this comment)
by mattjoe
In MA, underinsured is not the same as uninsured, as one of your examples states.
Also, why would the first case ever get to trial? No one would actually take that all the way to court.
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Apr 03 '01
4:24 pm PDT
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good advice (Reply to this comment)
by pipet
i know; i was hit by an uninsured, unlicensed, intoxicated driver! fortunately, i did have uninsured motorist coverage.
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Apr 03 '01
3:51 pm PDT
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Excellent! (Reply to this comment)
by eharri3
A very comprehensive guide to insurance terminology. My suggestion would be to replace 'A' and 'X' with hypothetical names though, as using the letters got confusing.
ed
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Apr 03 '01
3:49 pm PDT
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