GMAC Mortgage wrongfully trashes their customers' credit scores
Written: Jan 16 '07
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Pros: There is absolutely nothing positive I can say about any involvement with GMAC Mortgage Corporation.
Cons: Terrible organization;, no customer service, bullies, violation of the Real Estate Settlement Practices Act
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| benhmcindoe's Full Review: GMAC Mortgage |
GMAC Mortgage "bought" the servicing of my loan. I was informed by my previous lender to no longer make my payments to them but to pay them to GMAC after July 1, 2006. GMAC refused my payments for July, August and September so I made them to the previous lender, which would then forward them to GMAC. September 19, 2006 GMAC started demanding the July, August and September payments,fees, costs, legal costs and expenses and offered me a great deal on a new credit card. I filed a Debt Dispute Letter with GMAC Mortgage, within 3 days, outlining the errors were theirs and ststing I would appreciate them verifying with the previous lender all of the payments had been made in a timely manner. The previous lender verified the payments had all been made and forwarded to GMAC in a timely manner. GMAC agreed in the middle of October and forgave any fees and costs, then reporting all the payments late to the credit bureaus in December trashing my credit rating and causing me to need to hire an attorney.
Recommended:
No
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Epinions.com ID:
benhmcindoe
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Reviews written: 1
Trusted by: 0 members
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