Fast, easy, painless, even for non-perfect drivers
Written: May 23 '07
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After searching for a new car (expect to see a review of a 2007 Mazda 3S Sport w/ Manual Transmission here in a few months), I was having a lot of trouble finding a low insurance rate, due to my previously difficult driving history (though about to fall off the tail end of the 3 year viewing period that most places seem to utilize). As such, I found myself in a difficult place. One company wanted to charge 1530/6mo, another 1800. Allstate wanted to charge me the low low sum of 6,000 dollars every 6 months. Good hands indeed.
I hoped in my heart of hearts that I could do a bit better, especially since those were fairly bare insurance packages. 1,000 dollar deductible, 100/300, no glass.
So, I did a little search for "high risk insurance quotes", and found Netquote, which I had heard of somewhere before, and while Progressive refused to give me comparison quotes, I was hoping that they could offer me a pretty fair comparison.
I thought on it a few days, decided on the exact car I wanted and put in a deposit. Oh god, I thought, I'm trapped now. I'm going to have to find insurance quickly to placate the dealer with whom I had left the deposit.
So, I checked out my quotes, and found some that seemed pretty reasonable, but that didn't seem quite realistic.
Easy enough. I click on the "Have one of our agents phone you" button, at which point I received a call from a switch operator not more than 45 seconds later. 3 minutes on hold following that, they told me that they didn't have an agent available, and told me to wait for a direct call from one of their agents. This call came in not more than 10 minutes later.
After 10 minutes of "yes, yes, Okay SSN, VIN, license # now, hmm, what would it be with 500/full glass instead of 1000 with full glass", I received my verified answers, saving me 400 dollars on the 1000 dollar plan, and 350 dollars from the 1000 dollar plan on a 500 w/ full glass.
Also, they automatically rerun your insurance application following three months, a blessing in my case as I will have a clean record by their standards at that point.
It's easy, painless, seemingly at little or no charge, and is very easy to use. Highly recommended, for someone who needs verified quotes in a short period of time.
Recommended:
Yes
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About the Author
Location: West Hartford, Connecticut
Reviews written: 37
Trusted by: 9 members
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