I, like so many reading this, did research before proceeding with a refinance.  Americash offered the best rate with the lowest closing costs, so I decided to pursue.  After reading all of the negative feedback, I called Americash to get an explanation.  The issues posted here speak to a couple of rougue mortgage brokers who were involved in some of the loans you are hearing about on this site.  They have since been fired, and Americash is working to clear their name.

I had an ideal experience with them.  I got the rate they quoted me (even though the loan didn't close in time b/c of a builder/title issue, but they took the hit on the rate float!!).  I received the closing costs from the good faith estimate, and I WOULD USE THEM AGAIN FOR A LOAN.  Despite the negative feedback on this site, I received a logical explanation and was satisfied with my experience.

Recommended: Yes