We began "shopping" for refinance mortgage end of Dec.08, in early Jan.09 rates jumped a little and we were reluctant to lock in.   Chad Church stayed in daily contact (weekends too) updating us.  One day rates dropped to 4.375 and just as I was getting ready to call to lock, Chad called us!    We truly found him to be professional, upfront, and totally responsive to any questions we had.

We are getting ready to purchase and second vacation home and are bummed Chad only handles refinances!

Recommended: Yes