If you don’t believe this story, do a Google  for “Snapfish scams” and see what you get.  BEWARE of Snapfish, the HP owned online Photo company!
After you have made a purchase,  Snapfish tacks on a fee to your credit card purchase (1.29) to see if you are paying attention.
I ordered Snapfish Photos with a lure of 20 free prints.  That was in December 2009.
They then charged my card $14.95 for the next ten months for a discount service club. 

When I got new Mastercard bills, I was familiar with the name and it did not ring an unfamiliar bell in my mind.  Then I was in and out of hospitals for various illnesses and didn't have much time for scrutinizing bills.

Finally I realized the charge was fraudulent.   I phoned Snapfish and got a man with a foreign accent I could hardly understand. He said I joined a discount club for $14.95 a month.

I could not get them to refund  10 months so I said I would call Bank Of America, the issuer of my credit card.

I notified Bank America.  They said “You had 60 days to dispute the charge and you didn’t.  We can do nothing now.”

I asked Bank America,” How could you give my money to a known scam business?”  I never got a satisfactory answer.