I had to apply for this credit card because I couldn't pay an emergency vet bill last year.  These people are unbelievable!  I have NOT talked to a NICE person in the 14 months I had this credit card.  If you miss a payment they call 10 times a day, then they either hang up on you, or you talk to a person that can't understand English.  I finally was fed up with dealing with them and couldn't stomach seeing another "Care Credit" bill in the mail box.  I paid the entire balance to finally be rid of them.  They told me the account was closed at the time I paid over $2000.  If the account has been closed (4 weeks ago now) why did I just get another bill??  They charged me a late fee and interest on purchases!!  I don't know what I'll do, but please BEWARE!!  This company is a joke.  They will give ANYONE a credit card, and I think they take advantage of people who need to pay a medical bill right away.  If you want a crazy stalker who won't leave you alone, go ahead and apply.  If not, save yourself the headache and check out your other options!  I WOULD NOT recommend this credit card to ANYONE under ANY CIRCUMSTANCES!

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