Highest Rated Review by the Community
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Oct 14 '00
Pros: None
Cons: See the above narrative
Summary: I recently was contacted by Ameriquest Mortgage to see if I would like to refinance on my household mortgage. I said to the solicitor that called me on the phone "Sure, give it a shot!" He phoned me back about four days later and said that ... read more
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Nov 20 '06
Pros: flashy commercials, savvy marketing
Cons: untrustworthy, capricious, sneaky, unprofessional
Summary: The process of obtaining our Ameriquest Loan through a mortgage broker was an average experience. However, the ongoing customer service from Ameriquest has been atrocious. It started when we filed for bankruptcy (I won't defend or explain our decision to ... read more
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Apr 24 '06
Pros: Greg Carbone - ask for him by name if you're in southern NH.
Cons: none yet
Summary: My husband Jim and I recently refinanced our house with Ameriquest and received very fine service from your loan officer Greg Carbone. From the first few minutes I dealt with him via my phone call, I felt comfortable with him. His easygoing but always ... read more
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Nov 14 '05
Pros: You can go with another lender.
Cons: Pricing, lack of employee training, prepayment penalties, corporate culture.
Summary: Hi there! I worked for Ameriquest in 1997 for 6 months. I had a friend who did for 6 months as well at the same time in another state. I was a loan officer with another national mortgage company and Ameriquest convinced the entire office to quit and ... read more
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May 11 '05
Pros: Fast Service, return of phone calls, nice customer service
Cons: Bad review
Summary: My husband and I started to shop around to refinance our 1st and 2nd mortgage. Ameriquest was the one that came back with the lowest interest rate. ( and both my husband and I have a very good credit report) We told them what we wanted, and he said ... read more
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Feb 26 '05
Pros: their rent-a-reps are not remotely concerned about your financial well being, but they're good actors...
Cons: Prepayment penalty, shady practices, the whole company makes a killing on "misunderstandings" at YOUR expense
Summary: I refi'd my loan $225,000, because they said they could a)get me a great rate, b)pay off my debt, and c)build my credit back up. They got some shmoozy house appraiser to appraise my house for more than it was worth, so I could qualify for the loan. (he ... read more
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Sep 26 '04
Pros: fast
Cons: Lies, adjustable rate every 6 months, closing cost
Summary: This mortgage was the worst mistake of my life and after 5 years of living with it, I am finally getting out of the mess. When I applied for the loan I was having some financial troubles, so I took what I got, but found as the years went by, that I had ... read more
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Jul 31 '04
Pros: None
Cons: Snarky attitude from rep, Highly unprofessional, False advertising.
Summary: My husband and I recently refinanced our mortgage at 5.5% through Countrywide Funding. Being encouraged by the equity in our home, a few months later we decided to look into a home equity loan. I'd seen the Ameriquest ads on TV touting "At Ameriquest, ... read more
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Jul 22 '04
Pros: I cant think of any except they made it sound good
Cons: COMPLETE RIP OFF
Summary: I was told from the day after my house was appraised that I would get $7400 cash back from my refinance. The Payoff on my house was $105,400 plus a prepayment penalty of $3500 and $2400 in taxes that I owed. = 111,300. When I went to sign the ... read more
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Jun 24 '04
Pros: Fast, efficient, friendly
Cons: I have found nothing negative in my dealings with them
Summary: I wanted out of my high interest loan with another company, so I did an online just for the heck of it application with Ameriquest. I received a call the next day, and closed that night. It was fast fast fast and EASY EASY EASY. They have been ... read more
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Oct 09 '03
Pros: None
Cons: Outrageous points, fees, prepayment penalties, slow to close. Horrible company--read on!
Summary: Let me begin with-- do not under any circumstances do business with this company. Let me explain why. Last year my husband and I found ourselves in a very tight financial position due to a declining business and we came to a point where we needed to do ... read more
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Aug 06 '03
Pros: they were easy to contact
Cons: they referred me to MORTGAGE WAREHOUSE
Summary: I called Ameriquest to refinance my loan, the guy on the phone was nice and said "you have pretty go ... read more
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Jul 29 '03
Pros: FAST! Polite! Easy to Work with
Cons: 3 yr pre-payment penalty
Summary: I contacted Ameriquest on a Thursday about re-financing our home. I gave the gentleman who answered ... read more
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May 23 '03
Pros: NONE
Cons: Not truthful
Summary: Two weeks ago, we started refinancing with Ameriquest. They told us that we could do our car, $12000, and credit cards $7000. Well, paper work started, no problem. Appraiser comes, get told we won't be able to do the car. Ok. Then comes the night ... read more
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May 01 '03
Pros: Friendly Loan Officer
Cons: Delay Tactics
No Communication
Questionably pulling out of a loan
Summary: My husband and I moved into his family's home to help take care of his parents. The house needed a lot of work and we have quite a bit of debt so we decided to get a loan for both. Ameriquest said that they could do it. We had to get things together ... read more
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