Countrywide

Pros: Helps those with past credit problems
Cons: Loads of mail from other "Loaning Institutions"

Our credit was on the road to repair, and we feared that we would not be able to obtain a mortgage loan due to late payments up to four years previous to the application date. Countrywide was highly recommended to us by our Realtor when purchasing our...

Pros: Pleasant employees; offered us the loan we wanted.
Cons: Employees too quick to try to close when paperwork was not ready.

My husband and I recently decided that it would be in our best financial interest to consolidate some of our debt, possibly with a home equity loan or line of credit. One evening we decided to visit www.lendingtree.com and fill out the application for a ...

Pros: Good communication on Countrywide's part.
Cons: Unsure if phone hours on statement are accurate.

My late husband and I purchased a home about 30 years ago. It started out locally and was quickly sold several times over. It finally was located in New York, about 1500 miles away. I'd call with questions and problems on my lunch hour, after coming ...

Pros: Smooth closing
Cons: Will likely sell your mortgage.

We have used Countrywide two times. The first time they immediately sold our loan so we were very unhappy. The transaction between the banks was a nightmare. Recently, we used them again and had a surprisingly wonderful experience and according to the ...

Pros: Extremely understanding company that helps all types of credit customers and Veterans
Cons: TOO MUCH PAPER wasted!

First, let me preface this by saying that our credit is less than perfect; what some may call "marginal" at best. What we did as new creditors has left a mark on our combined credit reports that has been difficult to overcome. I like to call it the ...

Pros: Long rate lock programs, get a statement mailed every month
Cons: Always want to give us a line of credit!

My husband and I had our house built a couple of years ago and had a hard time choosing a mortgage lender. We have good credit and many different lenders were after us. Our problem was that none of them would guarantee the rate we would get at closing...

Pros: Online account management.
Cons: Duplicative and repetitive mailings to existing customers.

One of the last things that you want to have to deal with while going through the process of buying a home is trying to figure out which lender to use. For the simplicity if the mortgage process, we decided that it would be best to find a local mortgage ...

Pros: Superb website, terrific payment options and detail available on the web.
Cons: No one in their service department seems to have higher than a 5th-grade education.

We originally got our mortgage through a different company, which then sold our mortgage to Countrywide. As soon as that transaction took place, we received literature from Countrywide fully explaining the entire situation, (which is a very common ...

Pros: Haven't seen any yet.
Cons: Stay away from them. They'll buy up your loan, and you'll regret it.

I received a call from an alleged Countrywide mortgage rep late last night at about 8:30pm regarding my home equity line of credit (HELOC) loan. Her foreign overseas accent was so thick I could barely understand her, accompanied by the drowning noise of ...

Pros: Great customer service as long as you wish to keep your mortgage with them.
Cons: Don't try to move loan elsewhere.

We have been with Countrywide since 1997 and have been very happy with their services. We have refi ...

Pros: Good service and rates
Cons: Can't always provide the best rates

A while back when I purchased my house and again more recently when I looked at purchasing a beach house, I called Countrywide. I called a specific representative known by my real estate agent. Some would say that in itself was crazy, but with the added...

Pros: Ease of web site, Full spectrum of services offered
Cons: None visible to me

With their full spectrum of services, easy to use web site and fantastic customer service, there's many reasons to check out Countrywide for your next mortgage. They are a Direct Lender who can offer you everything you need in a home loan company.
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Pros: Nothing. None. Nada. Nichts. Rien. Zip. Zilch.
Cons: Greedy. Unreasonable. Untrustworthy. Impersonal. Uncaring. Inefficient. Fallible. Whatever you do, DON'T MAKE A MISTAKE!

Once, just once, I mailed the payment without a stamp. It set a chain of events in motion that pointed out how ignorant, intolerant and greedy Countrywide is. Had been a Countrywide customer for four or five years, paid regularly, NEVER incurred a late ...

Pros: great rates
Cons: none, that I've seen

When my husband and I went to buy our first house we really didn't know where to start, we found a local mortgage company to go through because they offered VA loans. Our loan was approved and we bought our house. We made the first payment to this...

Pros: Excellent online services and web site
Cons: Human customer service can be a nightmare

Approximately one year ago, I bought my first home. I worked with my credit union and Quicken Loans as brokers. Many Countrywide reviews point out their rates are higher than the lowest market rates, but their rates were just as low in my case.
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