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Countrywide

Countrywide

Overall Rating: Product Rating: 2.0

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Countrywide doesnt help the needed ones

by baldwin1976 , Sep 30 '09
Pros: Bank of America has many branches
Cons: Not keeping their words, “The Sooner You Call, The Sooner We Can Help”
I tried to request for load modification due to financial hardship. I requested it since May 2009. Since then, I kept following up and supplied all paperworks as requested. On Sep 2009, one of the agent, Sasha told me that I need to make a ...
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Product Rating:Product Rating: 1.0
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No Communication

by fishernate , May 11 '09
Pros: Got my bill stub very early
Cons: No customer service
Poor website
Higher interest rates
SLOW!!!
Me and my wife purchased our first home three years ago, and was referred to countrywide through our realtor. We have always made higher payments than our minimum and always on time. We had no problems until we tried to refianance. We received numerous ...
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Product Rating:Product Rating: 2.0
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Enough with the junk mail!!!

by brewcrewfan , Feb 27 '09
Pros: They do an adequate job of loan servicing
Cons: Too much junk mail, annoying phone solicitations
After getting my mortgage through a local bank, my loan was sold soon after and Countrywide became the servicer of my loan.  I did not chose to work with Countrywide, I got stuck with working with them.As a servicer, they did a competent ...
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Product Rating:Product Rating: 1.0
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Terrible Customer Service

by reeves15 , Feb 17 '09
Pros: none
Cons: lack of concern, communication skills of cavemen
I was attempting to refi down to a lower rate, 4.7, but I still had a small 2nd lean with Countrywide.  We sent them the subjugation papers 10 days before my rate expired.  All the paperwork was in, went to closing, everything was done except ...
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Product Rating:Product Rating: 2.0
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countrywide rude rude rude, untruthful,

by leki , Dec 30 '08
Pros: no pros on this situation!
Cons: countrywide bunch of cons.
a month ago i called countrywide to make a payment on the account, since the option was not available on the internet like i'm used to paying. I provided the representative with the new routing number and account number that i'm currently using which ...
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Product Rating:Product Rating: 1.0
 

Nightmare

by caringact , Sep 12 '08
Pros: Salesperson on the phone was pleasant.
Cons:

Changed rules, incompetant employees,breech of our personal information, long list!


We will never use Countrywide again and based on our experiences we will never refer them to others. We had previous loans with Countrywide which went well so we decided to use them again as a temporary source of funds through a HELOC. When we began ...
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Product Rating:Product Rating: 1.0
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Trouble from the start and it just keeps going!

by joejoe101 , Aug 06 '08
Pros: Good website for paying your mortgage online.
Cons: Unorganized and poor loan servicing after the sale. No follow through.
I had trouble from the start with Countrywide when the closing date for my mortgage was changed 3 times because of a disagreement over $70 in charges. When the closing finally happened it took 3 hours and I left the office still not sure it was a ...
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Countrywide wouldn't give me information about rates, fees, or PMI

by tmmycat , Mar 20 '08
Pros: None.
Cons: Cagey, unhelpful, rude.
I called Countrywide while I was shopping around for a refinance. I had only a 10-minute conversation with them, but it was more than enough to cross Countrywide off my list. The loan consultant wouldn't give me information about their "rates and ...
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Product Rating:Product Rating: 3.0
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Countrywide worked well with our builder.

by xyzwyatt Epinions Most Popular Authors - Top 50, Mar 03 '08
Pros: Smooth closing
Cons: Will likely sell your mortgage.
We have used Countrywide two times. The first time they immediately sold our loan so we were very unhappy. The transaction between the banks was a nightmare. Recently, we used them again and had a surprisingly wonderful experience and according to the ...
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Product Rating:Product Rating: 5.0
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They've always been there to help us.

by kgate1024 , Feb 28 '08
Pros: Friendly, helpful customer service, great website.
Cons: Making you pay with certified funds if you're on a repayment plan.
I want to start this review by saying I was very surprised to read some of the negative reviews about Countrywide here on epinions. I have nothing but good things to say about them. My husband and I purchased our home 5 years ago. Countrywide was ...
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Product Rating:Product Rating: 3.0
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Countrywide: How Exciting Can a Mortgage Review Really Be?

by Bounty628 , Dec 16 '07
Pros: Online account management.
Cons: Duplicative and repetitive mailings to existing customers.
One of the last things that you want to have to deal with while going through the process of buying a home is trying to figure out which lender to use. For the simplicity if the mortgage process, we decided that it would be best to find a local mortgage ...
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Product Rating:Product Rating: 1.0
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Harassing telephone calls from Countrywide

by jjleonard26 , Nov 26 '07
Pros: Great website
Cons: Harassing telephone calls; Tons of telemarketing and junk mail
We have had three mortgages with CW since 2002. Our first mortgage on our previous house and a first and second mortgage on our current house. Overall I used to be pretty happy with them. However, in the last 6 months, we have been receiving HARASSING ...
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Product Rating:Product Rating: 1.0
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Countrywide is NOT on your side

by midstar54 , Nov 17 '07
Pros: cannot think of single one
Cons: They are heartless CONS and should be avoided at all costs.
What a joke. This outfit advertises they are "on your side" but that is probably when everything is rosy and the sun is shining and all is well in the world. However, when you really need them, they'd would rather pull the rug out from under you and ...
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Horrible

by consoli123 , Nov 16 '07
Pros: None
Cons: Un experienced staff/no customer service skills.
This has been the worst experience I have ever had closing on a loan. This is my 4th time closing, I feel like I was very misinformed from the beginning. I signed all my documents and returned any information they requested very quickly thinking this ...
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Countrywide 'Never again'

by himmel1999 , Jul 23 '07
Pros: Dont have any at all!
Cons: Lies, no responses.
In May 2007 I wanted to get a pre-approval for a new home. Countrywide told me that I would have to bring my credit score up by 20 points and in order to do this I would have to re-finance my existing loan and pay down some bills. Well, they did ...
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