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Sep 29 '02
Pros: finds banks for auto loans
Cons: no dealer will take there 'checks'
Summary: i recently searched for auto loans on lendingtree and found 3 good rates and got a 'check' in the mail from the best company. the paperwork said bring the check to the dealer, put the VIN # on the check and i've got a loan.
the car dealer (a ... read more
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Aug 23 '02
Pros: Internet applications are more convenient to make than applying in person at a bank.
Cons: Wouldn't help because my loan was too small, has creative ways to be pushy.
Summary: LendingTree appears to be a rather customer focused site. Unfortunately, you're not the customer. Their customers are the companies that actually supply the mortgage, and who pay for LendingTree's operating costs. This sort of customer focus lead to them ... read more
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Jul 03 '02
Pros: None
Cons: Invasion of privacy, tried to bait and switch, preposterous closing fees.
Summary: I had used lending tree's service about a year ago (for a home eq loan) and was happy with the results. I got 4 offers via e-mail only, no badgering to sign up from the lenders and reasonably good rates (although I eventually found better elsewhere). ... read more
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Jun 25 '02
Pros: Easy Registration
Cons: Do not deliver as advertised
Summary: I applied for a home refinance mortgage through LendingTree. After waiting several days, not hours, I only received one offer back. The interest rate quoted was laughable. I Understand that this is not LendingTree's rate quote, however it seems that ... read more
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Apr 12 '02
Pros: Helps you narrow your choices to three lenders and $250 credit card rebate
Cons: There are broker fees and I am not sure how I was matched to Lender.
Summary: I got linked to this site from a Yahoo! Banner ad. As mentioned before, the premise behind this website is that your business is given to three lenders who offer you their best rate and compete for your business against each other and therefore getting ... read more
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Apr 09 '02
Pros: None
Cons: Rates up to 1.3% higher than best
Got only 3 offers
Confusing loan application finalization
Summary: Great concept: "...banks compete, you win..." or so I thought until I have gone through the Auto loan application with Lending Tree. I should have looked at epinions first. I personally did not win at LendingTree, just lost time.
Issues ... read more
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Mar 10 '02
Pros: Easy to apply
Cons: Not nearly as efficient as E-loan
Summary: I was recently looking to both re-finance my home and apply for a auto loan.
After searching around for a while I checked with my local bankers as well as both E-Loan & Lending Tree.
E-Loan came back to me within 6 hours with an ... read more
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Dec 05 '01
Pros: Fast. Easy. Competent. Low rates
Cons: NONE
Summary: Lending Tree.Com is the way to go in my opinion. I received fast service by four real lenders. I choose Beat Rate and they were all that I could ask for. They used a local appraiser which made valuation no problem. Escrow went very smooth. The loan ... read more
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Oct 18 '01
Pros: Quickly located a con-man to steal my money
Cons: EXACTLY!!! LendingTree knew of a situation and continued to send loans to Magellan Home Loans
Summary: After Magellan Home Loans stole $1500 dollars from me and $5000 from an associate that also attempted to use them, LendingTree.com offered to help resolve the matter. Lending Tree offered to help but, when push came to shove, they stopped returning ... read more
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Apr 14 '01
Pros: Access to lenders
Cons: Not great interest rates or coverage
Summary: When I decided to try out lendingtree.com for both an auto loan and a home equity loan, I thought there would be some real competition for my business, meaning interest rate competition and lenders willing to meet my needs. I was quite sadly ... read more
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Mar 17 '01
Pros: Good TV ads
Cons: Doesn't deliver
Summary: On the same day I applied with Lending Tree, I printed out a list of local rates from Bankrate.com. While the Lending Tree application was pretty standard, it did take a while to fill out--I was very glad I was on a broadband connection to zip through ... read more
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Mar 08 '01
Pros: Easy to follow online instructions
Cons: Slow to get back to you and very picky on your answers
Summary: Lending Tree seems easy enough to use but I found a lot of trouble getting the correct answers out. I should say that if I wanted to make a down payment of $1000.00 instead of the recommended 5%, it would not allow me to proceed. I had to continually ... read more
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Nov 13 '00
Pros: Helpful Service
Cons: Time consuming
Summary: Recently I was looking to consolidate my bills through a home equity loan. I did the independent search for a bank to work with. But I kept running into high rates and rude people. I saw a commercial for lendingtree.com, it claimed that through it's ... read more
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Nov 09 '00
Pros: Quick and Easy to use
Cons: need to add more lenders
Summary: It's about time someone took the Exchange Idea to a New Level. I recently began looking into a Small Business Loan and found that I was easily frustrated by all the misleading ad's and hype surrounding Online Lending. I must have went to 15 different ... read more
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Nov 03 '00
Pros: prompt reply, process done online and over phone, quick delivery of checks
Cons: form submission is tedious
Summary: Last February, I had finally gotten fed up with paying those outrageous interest rates on my credit cards. I had 5 cards accruing more and more interest every month and decided the time was long overdue to do something about it.
I had ... read more
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