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    Highest Rated Consumer Review by the Community

  • Need Some Cash for Your Home or Business? Try Lendingtree.com

    Sep 15, 2003 by Bryan_Carey is a Top Reviewer on Epinions in Personal Finance
    Rated a Very Helpful Review
    Pros: Site is fairly easy to navigate; Some good user tools
    Cons: The offers are nothing special and there are too few of them

    Summary: Lendingtree.com is an on- line financial resource that specializes in making loans. Rather than offering the loans directly itself, Lendingteee.com gathers up financial and personal information from customers and then submits the info to its member banks ... read more


    May 11, 2012 by
    Rated a Helpful Review
    Pros: Zero, Nada, Zip, Zilch, None
    Cons: The absolute worst customer service with zero communication and accountability.

    Summary: Hesitant to use an online lender such as Lending Tree we decided to just call and see what they had to say. After speaking with Eddie he gave us a great sales pitch and strung us right along from the get go. We had a pre qual letter in hand within half ... read more

  • Was that a threat?

    Mar 10, 2012 by
    Not yet rated.
    Pros: None that I could see
    Cons: Not truthful in advertisements of what you get. Hassle if you want to cancel.

    Summary: So their advertisement looked good and they were offering a 7 day free trial, so I thought I’d do it. Well the first thing wrong that I noticed was that when I got the welcoming email, (AFTER I gave them my credit card number) it said that I would ... read more

  • Lending tree is dead at the roots

    Dec 9, 2010 by
    Rated a Helpful Review
    Pros: I am not sure -- they offer the same products as any other bank.
    Cons: Big ponderous beurocracy, slow response, don't care about the individual, bait and switch, expensive.

    Summary: I spoke to a Lending Tree Representative on October 15th, 2010. He pre-qualified me for a good rate, 30 year fixed product (FHA/VA) loan.  I paid the $400 for the appraisal... Then the account got bumped upstairs to the "Account Management" ... read more


    Jun 3, 2010 by
    Rated a Helpful Review
    Pros: Want 700+ SPAM emails? Contact LENDINGTREE
    Cons: Want 700+ SPAM emails? Contact LENDINGTREE

    Summary: On May 27th I went on line and used LENDINGTREE as a source of looking for a mortgage. On the morning of 5/29, two days later, I had 300 SPAM emails from everyone you can think of.... credit cards, auto loans, cash payday loans, ... read more

  • Ripped Us Off!!!

    Oct 28, 2009 by
    Rated a Helpful Review
    Pros: None!
    Cons:  tell all good to reel you in. then keep money no matter what. 

    Summary: House payment went up again & with economy decided to check into refinancing. Looked online for companies & saw Lending Tree. Had heard of them & from what I saw on reviews decided to use this company. Did the online application & ... read more

  • Sneaky and Not Worth It for HELOC

    Oct 17, 2009 by
    Not yet rated.
    Pros: Lot of activity if you are interested in a mortgage refinance for your home
    Cons: No response to your request for HELOC
    Instead sneakily publish cellphone/email to the world

    Summary: The site says that you can get HELOC quotes.  I got none.  I have great credit and 30% home equity available.  They found no one to offer a HELOC.  Instead, they automatically created communications to many lenders stating that I ... read more

  • Deceptive or Incompetent...both bad options

    Jun 22, 2009 by
    Rated a Helpful Review
    Pros: Friendly.
    Cons: Just go directly to the banks. They don't offer anything worthwhile.

    Summary: I went with them because they told me one thing (and I believed them)...then I compared it to an (honest) Bank and they always seemed to be a better deal... Well I got a big headach and got screwed. The biggest issue was that I showed up to ... read more


    Apr 1, 2009 by
    Rated a Very Helpful Review
    Pros: None.  Lending Tree will attempt to take you to the cleaners
    Cons: Everything about lending tree is a con.  Stay Away!!!

    Summary: Lending tree almost suckered me in to their scheme.  I was all ready to refinance with them.  I was going to get a good rate and the closing costs seemed reasonable.  Then they tell you that to lock your rate you will have to put down a ... read more

  • Hindsight2020

    Jun 12, 2008 by
    Rated a Helpful Review
    Pros: Did not have to get out of my car.
    Cons: Kept me hanging on until the last minute & beyond.

    Summary: …BUYER BEWARE~~~Initially the person I began the loan process with was WONDERFUL!! Communicative, polite, responsive…once my loan went to my personalized loan processor everything went down the tubes, esp as far as customer service. She never ... read more

  • LendingTree - another example of a bad experience

    Nov 17, 2007 by
    Rated a Helpful Review
    Pros: None
    Cons: Do your homework before giving LendingTree.com your money

    Summary: LendingTree.com and Home Loan Center denied me a $600.00 refund of a deposit for locking-in the interest rate and specified closing costs on a first time home purchase. They changed the terms on the loan from 0% down to 5% down a week before the closing ... read more

  • Research, research, research!

    Sep 21, 2007 by
    Rated a Helpful Review
    Pros: None. Stay with a local friendly broker.
    Cons: No face to face interaction. Lending Tree cannot resolve disputes.

    Summary: Let me tell you about our experience. We went through Lending Tree and were contacted by several companies. Be prepared for your phone and inbox to be inundated for at least two months after you have received your financing! The rates were all pretty ... read more

  • Terrible experience. I will not use them again.

    Jul 10, 2007 by
    Rated a Very Helpful Review
    Pros: Different loan offers, good initial process, did ultimately lower my mortgage payments
    Cons: Confusing paperwork, poor communication, and a nagging sense that I got cheated

    Summary: I used LendingTree to refinance my mortgage in June, 2007. LendingTree is supposed to be an efficient, low cost, way to refinance. Their advertising says that they work with lots of lenders to find the absolute best deal for you. The ads imply that ... read more

  • Stay away from LendingTree!!!

    Jun 14, 2007 by
    Rated a Helpful Review
    Pros: NONE!
    Cons: Horrible company, bad service, high rates, rude people, dont assist through the loan process.

    Summary: I decided to use LendingTree in hopes of receiving competitive offers from multiple banks for my business. This never happened. My personal information did not transmit over the internet at the initial application stage and for a week they assumed I was ... read more


    Apr 5, 2007 by
    Rated a Very Helpful Review
    Pros: Costco Partner

    Summary: 04/05/07 I have just bought a house, and was in the process to shop for a mortgage and LendingTree was one of the companies I have sent my information to get a quote, since they have a partnership with Costco, and I am a BIG Costco fan, and of course, ... read more

  • LendingTree - never again!

    Feb 14, 2007 by
    Rated a Very Helpful Review
    Pros: Mortgage was eventually refinanced at a good rate.
    Cons: Terrible customer service, extremely slow.

    Summary: I have used LendingTree in the past and have had great success and a great turnaround time. That was back when you would actually get three or four different lenders trying to compete for your money. That was over three years ago. Today, LendingTree ... read more

  • Lending Tree has too many Branches!

    Jan 4, 2007 by
    Rated a Very Helpful Review
    Pros: Are there?
    Cons: impersonal, not forthright, uncaring

    Summary: I do not eat at fast food restaurants because of the lack of concern on the preparers part when it comes to the final product. As long as the food is wrapped and in the bag, and your money is in their register, they really could care less about your ... read more

  • Utterly useless and a waste of time -- save your phone battery

    Aug 20, 2006 by
    Rated a Very Helpful Review
    Pros: A fun concept, until you try it
    Cons: Might as well shout your financials from the rooftops for the same results

    Summary: I thought the idea of LendingTree was absolutely brilliant. Since my info would be going to lenders who knew I was looking at competitive offers, maybe they'd start lower and I'd save myself some time in the process. Too bad this isn't really the case. ... read more

  • Lending Tree deceptive

    Aug 11, 2006 by
    Rated a Helpful Review
    Pros: I suppose that the broker a Lending Tree did have more products to compare.
    Cons: Deceptive. Expensive.

    Summary: The "TrueCost" of a loan with Lending Tree does not include origination fees for the loan. It is Lending Tree's fee. It is one of the ways they pay for their adds and make their money. This is the fee they charge for their services, which include ... read more

  • Go directly to lenders for the best loan and the easiest process

    Jun 27, 2006 by
    Rated a Very Helpful Review
    Pros: Clever marketing.
    Cons: High costs, painful process, inexperienced people, few real options in lenders or loans.

    Summary: To get a good mortgage loan on the web, go directly to some lenders. Go to mtgprofessor.com and follow the advice there under shopping for a mortgage online about going directly to a fair and honest lender, rather than a middleman like Lending Tree. ... read more

  • Don't Waste Your Time

    Jun 2, 2006 by
    Rated a Helpful Review
    Pros: Fast Call Back
    Cons: Only 2 lenders they work with, on the lenders side not yours.

    Summary: It's a rip-off. They only have 2 lenders, one is Countrywide. It's called bait and switch. They would pull you in with a low rate when you first speak to them, make everything sound great, give you fake offers from different lenders, then hook you with a ... read more

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