State Farm Rebates
Written: Dec 15 '00
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Pros: Inexpensive considering the state.
Cons: Insurance usually goes up for speeding tickets.
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| disartain's Full Review: State Farm Group - Auto |
I have been a customer of State Farm Auto Insurance for ten years, my husband used them when we got married and I just went ahead and insured my vehicle with them.
I was unsure of State Farm I had heard many people say they raised the rates or dropped you if you had an accident. In our case this has never happened. My husband had two accidents one his fault and one that wasn't. He also had a couple of speeding tickets(until I told him either drive the limit or pay the higher rates the rest of your life. Like a good husband he listened to my wisdom.<grin>) The insurance went up after his two speeding tickets, but not outrageously like I assumed around a two hundred more every 6 months(which was enough) It also was raised after the accident that was his fault, but this only lasted for three years and then his insurance went down again. Mine was not raised.
To make our coverage easier to handle we have a 500.00 deductible which decreased the insurance quite a bit, we also got rid of the other little niceties like rental car. If you are not able to afford to rent a car while yours is in the shop I would keep this option.
Our insurance coverage breaks down like this.
Liability
Bodily injury 15,000/30,000(note we also have very good medical coverage)
Property damage 25,000
500.00 deductible Comprehensive
500.00 deductible collision
Uninsured motor vehicle(for people that cause an accident harming our vehicle or ourselves and have no insurance)
bodily injury15,000/30,000
property damage 25,000
The amount we pay is reduced by these perks
Multiple Line(our house is insured with them) 26.53
Multiple vehicle 50.71
Accident Free 33.75
On my husband Ford Ranger the total is 263.38 for six months coverage.
Mine is a little higher for the Minivan about 25.00 more.
If we have a windshield broken there is no deductible it is fixed one hunderd percent. I know this because it happened.
Another perk that I like is about 6 times out of the ten years we have had coverage their have been rebate checks sent out when State Farm has a good year. This year we received around 75.00 between the two vehicles. That may not seem like much but in a state(SC) where vehicle insurance is high anyway, every little bit in my pocket is a perk.
I would recommend State Farm 100%.
There agents have a local office and customer service is great.
Recommended:
Yes
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Epinions.com ID:
disartain
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 in Home and Garden |
 - Top 100 |
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Member: Diane Sartain
Location: Somewhere in SC
Reviews written: 369
Trusted by: 531 members
About Me:
Smile it doesn't take as many muscles. Love to read, write and babies.
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