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Don't Get Caught Up In The Game!Apr 03 '00 Write an essay on this topic.Credit cards can really cause a person to loose everything that they have if not used wisely. They are like a drug once you get one and use it then there is no stopping if you can't set some rules for yourself. I started off with one and they quickly started multiplying until there were six! I am glad to say they are all cut up and gone now. It is so easy to max out a card especially when shopping or on vacation and the cash is running low. It's easy to charge it and forget about it until the bill comes. Before you know it your getting cash from other cards to pay the bills on other cards and before you know it your in a hole that you can't get out of. If you have a credit card I recommend that you only have one and pay it off every month. Your credit card company will hate this because their not getting all that interest that they receive vs. someone who only pays the minimum payment every month. If you don't have a debit card then get one. Most debit cards come with a Visa or Master Card logo and can be used just like a credit card at almost any place that accepts credit cards. The good thing about a debit card is that the money comes out of your bank account and this is money that you have. This will help control your spending habits because you can't spend what you don't have.  |
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