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Credit Card Promotional Rates

Credit card companies routinely send direct mail offering short-term promotional rates on their cards. What are the benefits and pitfalls of taking advantage of these promotional rates?

Note: This section is not intended for reviews of specific credit cards. Visit the Credit Card section to select a Credit Card to review.



Member advice on Credit Card Promotional Rates View all
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by Bryan_Carey

Bryan_Carey is a Top Reviewer on Epinions 		Aug 23 '01 My Mail Box Overflows With Credit Card Offers!
Credit card promotional rates can be helpful, if you know how to handle them.... read full review 		Very Helpful
by frazzledspice

frazzledspice is a Top Reviewer on Epinions 		Oct 11 '00 It's Always Better to Unload Debt Than Carry It, But When You Can't.....
... read full review 		Very Helpful
by Arthur.Rubin

Arthur.Rubin is a Top Reviewer on Epinions 		Mar 21 '02 How (and when) to use credit card promotions
Credit card promotional rates, can save you money (if you have long-term debt), if used carefully.... read full review 		Very Helpful
by netKat
 Mar 16 '00 What you need to know about Credit Card Promo Rates from an Industry Insider
... read full review 		Very Helpful
by mrlarry
 Mar 09 '02 Before You Spring for It . . .
Ultra low rate cards are tempting, but can be a trap. Consider all the caveats before you jump into them.... read full review 		Very Helpful
by RayneStorm
 Dec 06 '00 Be careful of consolidation offers.
... read full review 		Very Helpful
by cosmogirl
 Sep 15 '00 I didn't know that was going to happen!
... read full review 		Very Helpful
by Shanny21
 Oct 11 '00 Sears Card Special Offers can be deceiving
... read full review 		Very Helpful
by mrmazda
 Jul 28 '00 You have to remember one thing!!!!
... read full review 		Very Helpful
by mrsocko316
 Aug 03 '00 Promo Rates: A Credit Card Nightmare in Disguise?
... read full review 		Very Helpful
by rcbrian
 Aug 16 '00 You Get One, They Got You!
... read full review 		Very Helpful
by Gran4piano
 Oct 24 '00 It takes a lot of Control!
... read full review 		Very Helpful
by melynda
 Sep 28 '00 Balance transfer promos-credit card comparison
... read full review 		Very Helpful
by ByronFoxx
 Dec 15 '00 Look out! Read the details!
... read full review 		Very Helpful
by Vie
 Sep 26 '00 Read the fine prints... if you can see them
... read full review 		Very Helpful
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