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Debit vs. Credit Cards

It is common today for banks to offer both debit and credit cards, so what are the advantages and disadvantages of debit and credit cards. When is it better to have a debit card, and when is it better to use a credit card?



Member advice on Debit vs. Credit Cards  
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by frazzledspice

frazzledspice is a Top Reviewer on Epinions 		Feb 18, 2000 I Will Gladly Pay You Tuesday for a Hamburger Today!
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by netKat
 Jun 20, 2000 Debit Cards: The D can stand for Danger, what you need to know
While debit cards do afford protection to consumers who feel they will lose control with a credit card, they are not as safe and credit friendly as you might think.... read full review 		Very Helpful
by Mom2TyZick
 Nov 16, 2000 Charge!!
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by martytdx
 Dec 7, 2000 Do You Know Who's Withdrawing From YOUR Account?
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by readhttp
 Mar 15, 2000 Debit Cards in Hotels - Be Prepared
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by slhansen
 Apr 3, 2000 My credit cards live in a drawer
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by Zski
 Apr 11, 2000 Debit & Credit Card Primer
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by Almighty
 Feb 21, 2000 Choose your weapon!
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by hwz1
 Mar 13, 2000 Why You Really Should Have Both
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by Dhano923
 Jul 17, 2000 Debit vs. Credit: What Is The Difference?
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by MHawkins
 Feb 23, 2000 I learned the hard way
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by Bruguru
 May 31, 2000 Why Borrow? Debit Makes More Sense
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by icaspike
 Apr 20, 2000 Debit or Credit: Which Do You Prefer?
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by Gail_Huss
 Apr 24, 2000 I vote for Debit cards
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by goodwin1
 Oct 5, 2000 Pay Now? Pay Later?
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by Jesse29
 May 26, 2000 Why, What happened to cash
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by unXplained
 Dec 13, 2000 Maximizing interest on someone else's money, the free interest game
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by evansec
 Oct 13, 2000 My Friend the Debit Card
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by education1
 Dec 21, 2000 Debit Cards Are Better If You Want to Give Away All Your Money
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by redhowell
 May 21, 2001 Pro’s and Con’s
Regardless of your choice, be responsible and follow safeguards to protect your hard earned money! ***There are other options!... read full review 		Very Helpful
by briget
 Jul 11, 2000 Say it with me: Debit cards good, Credit cards bad ;-)
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by Chadh27
 Apr 3, 2000 Don't Get Caught Up In The Game!
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by jejensen
 Sep 10, 2000 If You Don't Like Carrying The Green Stuff!
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by dbhoutx
 Feb 17, 2000 If you pay your bills, float the money
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by Pisces
 Jun 12, 2000 Why pay a mortgage on your Mall purchases?
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by cbobbb
 Sep 12, 2000 When to debit? When to credit?
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by seacow
 Mar 27, 2000 Debit sounds funny, but is easier
…... read full review 		Very Helpful
by dragonlady_ct
 Jun 14, 2000 Debit Card vs. Sliced Bread, Which is Better?
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by Andrew0124
 Feb 15, 2000 Which one is the supeior of cards?
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by rcec1995
 Jul 8, 2000 Debit Cards- for everyday things. Credit Cards- for emergencies. .
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by DiamondDave
 Jul 29, 2000 Debit Cards: Conveniently Dangerous
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by skadar
 May 29, 2000 Never, ever use Debit cards.
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by Profilewriter
 Mar 8, 2000 Credit card; annoying necessity -- Debit card, nearly useless
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by JetersGirl
 May 21, 2001 Debit or Credit, which is right for you?
You need to decide for yourself which is better for you.... read full review 		Very Helpful
by priseger
 Sep 3, 2000 Great Credit Cards vs Debit Cards
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by jaykat
 Oct 29, 2000 Credit or Debit for purchases?
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by derek94
 Jun 4, 2000 Living Within Your Means-A Radical Idea?
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by lildev
 Aug 23, 2000 For The Impulse Buyer
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by calwaone
 Jun 4, 2000 Debit Cards Keep You And Your Money In The Same Frame Of Mind!
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by Meta4Wzrd
 May 19, 2000 Would you like to spend money you HAVE?, or DON'T HAVE?
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by jmailrecv
 Feb 26, 2000 Cobalt: $20 for signing up + Its Fraudproof
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by jennymarie
 Mar 30, 2000 My credit card is not the antichrist
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by mrhone
 Jun 29, 2000 GET RID OF THAT VISA DEBIT CARD!
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by Kitty65747
 Mar 24, 2000 A Good Place to Start
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by urbanpagan
 Oct 11, 2000 Debit= Responsibility... Credit= Irresponsibility
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by mcommini
 Jul 25, 2001 Which Is Best?
Both types of cards work well in specific circumstances. It's good to keep your financial options open. Use either with care.... read full review 		Very Helpful
by tazrules9
 Feb 23, 2000 I wish I would have started out with this
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by peaprincess
 Oct 11, 2000 It's a matter of Discipline
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by njymix
 Jun 26, 2000 WHICH CARD IS THE ACE?
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by disaggau
 Sep 24, 2000 I Only Carry My Debit Card With Me
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by SparkyDMFD
 May 1, 2000 To debit....or to credit? That's the question!
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by gargie2000
 Jun 22, 2000 The Truth
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by sarahbain
 Mar 2, 2000 A Curious Debate
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by momtogirlz
 Mar 3, 2000 Use your debit card and see your debt decrease
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by rangerlover2
 Apr 26, 2000 Debit Versus Credit Cards
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by Sparrer77
 Feb 29, 2000 Intangible money is Dangerous
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by wickengel
 May 26, 2000 Lucky Thirteens?
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by vertigo3d
 Aug 6, 2000 How the Debit card can save you $$
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by cowgirl72
 Aug 21, 2000 Love my debit card!
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by steelers79
 Apr 22, 2000 90% Credit and 10% Debit
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by quadsteer
 Mar 22, 2000 Both of them Useful Tools
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by goldtc
 Mar 3, 2000 Debit Card Users Beware
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by gdbais
 Sep 18, 2000 Which is better for you?
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by fberfer
 Feb 19, 2000 The card that looks like a credit card
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by sweetaber
 Oct 25, 2000 What should I choose--Debit or Credit?
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by gjantz
 Apr 3, 2000 Reasons to have both a Debit and Credit Card
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by DOHCVTEC
 Mar 2, 2000 The "Ups" and "Downs"
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by lil_princess
 May 6, 2000 Buy Now, Pay Now!!!!
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by Tammy_Collins
 Mar 30, 2000 The evil within the Devil Card... I mean Debit Card
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by grahamp
 Aug 4, 2000 Cobalt Won't Leave You Blue
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by sliznyak2
 Nov 25, 2000 both have good and bad sides but...
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by Hulkie113
 Mar 22, 2000 A simple difference
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by kelly60
 Jun 14, 2000 Both Cards Have Their Places - IF You Know How To Use Them
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by knight082
 Mar 19, 2000 Credit or Debit?
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by tuanis79
 Feb 20, 2000 Visa Check cards are my life!
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by AbbyDog
 May 24, 2000 Don't Ever Use a Debit Card
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by writer50
 Mar 22, 2000 Your best bet, use only a debit card
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by gerg42
 Jul 7, 2000 Both is the way to go.
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by babyvalere
 Apr 29, 2000 Most Definately Debit over Credit
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by decyrano
 Mar 28, 2000 Let the float earn you a little raise
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by mom2chase
 Apr 21, 2000 To Credit or To Debit?
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by HondamanLX
 Jun 8, 2000 Credit v. Debit- the better of two evils
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by wish99
 Jun 9, 2000 Debit is better!
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by kendrah
 Apr 3, 2000 Cheapskate Monthly will help you decide
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by dbirchall
 Mar 15, 2000 Which card to use depends on your spending style.
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by Rache10
 May 17, 2000 Know Yourself in Dealing with Your Money
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by mspooh5
 Jun 22, 2000 Debit Card: Don't leave home without it!
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by recordplayer
 May 21, 2000 which is better, a credit or debit card
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by estimator01
 Jun 27, 2000 New Bank Angle
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by ardee_ann
 Sep 8, 2000 Real money vs. virtual money
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by vandenovers
 Sep 1, 2000 Debit or Credit Card?
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by wilkism
 Apr 3, 2000 In some cases both IS better.
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by Jender
 Mar 13, 2000 Credit cards are EVIL.
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by Troy2000
 Nov 20, 2000 To pay now or to pay more
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by lanalore
 Mar 31, 2000 Uh oh, Misplaced the Debit Card!
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by Violet2J
 Nov 15, 2000 Debit cards. The good the bad and the Evil.
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by wideopen00
 Mar 19, 2000 Bank Employee Opinion
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by marypt23
 Sep 22, 2000 Does it Matter if I use a Debit vs Creit Card?
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by Cashmere1225
 Oct 27, 2000 Debit or Credit
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by bsay
 Mar 25, 2001 Credit is always better
Definitely credit cards if you can get one, especially ones which gives you back something for spending.... read full review 		Helpful
by Brandon_L
 Nov 16, 2000 Judge the situation, then choose
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by count
 May 6, 2000 Debit Opens up too many problems
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by jshultz
 Jul 8, 2000 Debit v Credit - No Contest
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by Lodeedough
 May 26, 2000 NOW vs. LATER
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by Huggy36
 Feb 25, 2000 Learning The Hard Way
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by THESmartyPants
 Jun 20, 2000 DEBIT: The Way to Go
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by msadvice
 Feb 24, 2000 The Debit Card Nightmere
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by Castenell
 Sep 30, 2000 Pay Now or Pay Later
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by foodoo
 Sep 14, 2000 Loving my Debit card!
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by booger65
 Apr 5, 2000 ARE YOU SICK AND TIRED OF PAYING HIGH INTEREST RATES?
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by Prose-ack
 Sep 8, 2000 Both are great, but I use Debit more now
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by rosegardenia
 Jul 5, 2000 debit cards are great!
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by poisen
 Jul 25, 2000 Credit Card woes
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by gdbais
 Sep 18, 2000 Two is better than one!!!
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by EliseO1
 Mar 1, 2000 Credit Card VS Debit Card
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by crackerjack9
 Dec 8, 2011 Prepaid debit cards-boon or blessing?
If you tend to overspend, then the pre-paid debit card is probably best. If you're trying to repair your credit, find a secured card with the lowest possible fees.... read full review 		Somewhat Helpful
by crackerjack9
 Dec 19, 2011 Pre-paid debit cards can help you save money
when considering which pre-paid card to buy. you have to read the fine print. This is a good example of the many types of pre-paid options available.... read full review 		Somewhat Helpful
by victorl_p
 Dec 21, 2000 Credit cards, the alternative of Debit cards
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by MickLogan
 Mar 14, 2000 Always good to have one
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by kimsahs
 Jun 8, 2000 Debit Card Dilemma
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by Bigbroad55
 Dec 12, 2000 Debit cards are great !!
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by JoshLBrowning
 May 3, 2000 Debit=no debt
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by Kaky
 Mar 28, 2000 Debits are Dangerous
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by mgewecke
 Jun 1, 2000 How to save $$ using credit
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by nysgam
 Apr 25, 2000 Debit is safer
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by 2229111
 Dec 20, 2000 Debit Cards are Convenient
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by BenAlbright
 Nov 23, 2000 Debit or Credit?
... read full review 		Somewhat Helpful
by Joannwilt
 Jul 25, 2000 Pay with ease
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