I keep hearing and reading these horror stories about Juniper bank. I recently opened a FutureTrust account with Juniper Bank. The Futuretrust card is a credit card that gives back 1% of all purchases to a specified 529 Account in your childs name to save for college.

Has anyone heard of this program? If so, I was wondering what you thought of it and how its working so far?
Is this bank a terror to work with?

thanks