a person with over 10 years in Credit card experience and a few who truly discovered the beauty of credit card. The American Express Simply Cash rebate card is truly the best.

First of all, you simply get 5% rebate on gas purchases (even in Costco gas station), with no games, it simply credits that 5% back on your next billing statement. A great helper with today's gas prices, especially in California.

1% cash back on all other purchases which also show up on your next billing statement.

Open savings: you save on staples, hotels, airlines which are business people most uses.

5% Opensavings on Fedex: Hey, you know what's that means for small business owners, and that's 5% after your own discount with Fedex. SWEET!

Saves your money with International travel: you will be glad you have American express if you need to use your credit card in Canada or other countries (CITI bills you 3%, American Express 0%)

Auto rental Insurance: you can also join their Premium auto rental program witch cost you around $13 per rental period, it plays same as the rental companies¡¯ insurance, and it is primary not secondary which makes the major difference.

Easy to file dispute with highly trained Service reps:
American Express is truly standing behind their customers!

You can either open case online by login www.americanexpress.com and in your account view; you can find all your associated American express personal or business cards. Click on the card you want to do the dispute, click on the dispute a charge, then you will see a bill statement like page and then you can find the each single transaction with dispute button next to it.
Once you selected the transaction you want to dispute, you will be direct to next pages which guide you thru with simply questions, like dispute type, and comments.

Or, pick up the phone and speak with the customer service 24/7, there¡¯s never a printed, signed, mailed paper works needs to start a dispute (which you will need with VISA cards)

And On the dispute results, American Express stands by you unless it is truly your mistake on the dispute.

On my personal experience on dispute, someone use my account number to payment MSN premium service on monthly basis, I have dispute it with instant permanent credit back. I have also disputed a double charge at Day¡¯s Inn and Orbitz.com located on Canada side across Buffalo, NY. It took only 3 business days and Day¡¯s Inn refund me money.

But, as like all credit card rules, don¡¯t pay late, and always pay in full (or do not use it unless it is a truly emergency)


Recommended: Yes