CAPITAL ONE AUTO FINANCE
Written: May 17 '08 (Updated May 17 '08)
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Product Rating:
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Pros: EASY TO GET AUTO LOAN.
Cons: NOT SO EASY TO CASH THEIR CHECK.
The Bottom Line: DO NOT APPLY FOR A CAPITAL ONE AUTO LOAN. YOU WILL JUST GET ANGRY AFTER THEY SEND YOUR CHECK AND THEN SAY THEY CAN NOT LOAN ON CARS FROM INDIVIDUALS.
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| knuttyknotters's Full Review: Capital One Auto Finance |
I APPLIED FOR A CAPITAL ONE AUTO LOAN . IT WAS VERY EASY. SEEMED TO BE THE FASTEST LOAN I HAVE HAD APPROVED. I WAS APPROVED IN LESS THAN 10 SECONDS. I REALLY COULD NOT BELIEVE HOW EASY AND FAST IT WAS. ON CAPITAL ONE'S WEBSITE IT STATED THAT YOU COULD PURCHASE A CAR FROM A DEALER, CARMAX, LEASE AND RENTAL CARS, AND FROM AN INDIVIDUAL. I RECEIVED MY BLANK CHECK AND OPENED IT TO SEE THERE WAS NOT A PLACE TO MARK CAR BOUGHT FROM AN INDIVIDUAL.
I WANT TO BUY MY MOM'S 2008 DODGE AVENGER WHICH IS PRACTICALLY NEW. IT HAS ONLY 1000 MILES ON IT. SHE BOUGHT IT FROM A DODGE DEALERSHIP. SHE DROVE IT A FEW TIMES AND REALIZED HER EYESIGHT WAS NOT AS COULD AS IT WAS. SHE HAD CATARACT SURGERY, LAZER SURGERY AND HER EYES SEEMED GOOD FOR AWHILE. SHE HAD TO WAIT AWHILE BEFORE SHE COULD DRIVE AND GET PERMISSION FROM HER DOCTOR THAT SHE COULD RESUME DRIVEING.
SHE DROVE FOR AWHILE AND REALIZED HER EYESIGHT WAS GETTING WORSE. SHE DECIDED NOT TO DRIVE ANYMORE. SHE IS 85 AND DECIDED IT WAS A GOOD IDEA NOT TO DRIVE SINCE SHE COULD NOT EVEN MAKE OUT THE SPEEDOMETER AND HOW FAST SHE WAS GOING. I TOLD HER I WOULD BUY HER CAR. I CHECKED SEVERAL PLACES AND SAW THE CAPITAL ONE WEBSITE WHERE I COULD APPLY FOR AN AUTO LOAN.
I RECEIVED MY BLANK CHECK IN THE MAIL. THE LOAN DOES NOT TAKE PLACE UNTIL THE CHECK IS CASHED. I WAS PLANNING ON GOING TO A NOTARY TO WITNESS OUR SIGNATURES, WHICH WAS CAPITAL ONES REQUIREMENT IF YOU BOUGHT A CAR FROM AN INDIVIDUAL.
I REALIZED AFTER I READ THE PAPERS ON THE CHECK THAT IT NEVER SAID HOW TO CASH A CHECK TO AND INDIVIDUAL. ON THEIR WEBSITE, WHICH I LOOKED AT ON MAY 14TH 2008 AND APPLIED FOR THE LOAN ON MAY15 TH RECEIVED THE CHECK ON THE 16TH. THE WEBSITE SAID THEY LOANED ON CARS BOUGHT FROM AND INDIVIDUALS. I RECEIVED AN E-MAIL FROM THEM TODAY MAY17TH THAT THEY DO NOT LOAN ON CARS BOUGHT FROM INDIVIDUALS AFTER I WAS APPROVED FOR THE LOAN HAVE THE CHECK. TOLD ME THAT AS OF APRIL 15 THEY DO NOT LOAN ON CARS BOUGHT FROM INDIVIDUALS. THIS IS MAY 17TH. WHY DID THEY EVEN APPROVE MY LOAN IN THE FIRST PLACE IF THEIR POLICY HAD CHANGED A MONTH AGO. I WROTE THEM BACK. THEY ARE COMMITTING FRAUD. ADVERTISING THEY LOAN ON CARS BOUGHT FROM INDIVIDUALS, APPROVED MY LOAN, SENT MY CHECK, WHICH I HAVE, A LOT OF GOOD IT DOES ME IF I CAN NOT USE IT. I HAD ALREADY TOLD MY MOM I HAD THE MONEY AND NOW I HAVE TO TELL HER CAPITAL ONE LIED AND I CAN NOT USE THE CHECK. I CAN NOT BELIEVE THEY DID THIS TO ME. I AM SO ANGRY I COULD SCREAM IF THAT WOULD DO ANY GOOD I WOULD.
Recommended:
No
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Epinions.com ID:
knuttyknotters
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Reviews written: 1
Trusted by: 0 members
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