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Sam's Club Credit Card

Sam's Club Credit Card
Overall Rating: Product Rating: 2.0
Customer Service:
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Sams club Discover is GE Money Bank

Written: Feb 26 '07 (Updated Feb 26 '07)

Product Rating: Product Rating: 1.0
Customer Service:  
Web Site Experience:  
Pros: Sams club, but they offer other options. :)

Cons: A company that wants to lower my credit score will not get my business.
dclifton's Full Review: Sam's Club Credit Card
I had a Sams Club discover since 2003. At first it had a $5,000.00 Credit limit at about 15% interest, which is terrible. I used it a few times, but paid it off quickly. Then I noticed that the interest rate went up to 19%, so I used it sparingly, and paid it off quickly. Today I received a letter stating that they were lowering my credit limit down to $300.00, why? Not because I have been late on any of my bills, because I haven't, but because I use other cards more than I use this one. Needless to say, I just closed it. A credit line of $300.00 is useless to me. The highest interest rate on my other cards is 9.99%, why would I pay 19%?

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dclifton
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