Pros: Great customer service from the States.
Cons: Not accepted in a lot of mom and pop restaurants.
I've had the discover card for over 10 years and it's the one card I carry even tho it's not accepted everywhere.
I've had many bad experiences with other credit cards' overseas customer support and just by being able to talk to someone in the States without a long wait time gets my thumbs up!
Yes, it's true. I don't expect whole lot from credit cards companies. Still, discover card's serivce always surpassed my expectation.
But not just that, 1) I've always had a great customer service experience where the reps were friendly and things got taken cared promptly 2) I enjoy 5% cash back (I've had many cup of coffees from Starbucks using the reward). I've had many bad experience with point system cards where 100 point is worth $1 when you sign up then they change it to be worth only 50 cents after a while. But discover rewards have been very consistent and also liked the choice of rewards. 3) I also like their website. Better than most website in ease of use and completeness. 4) I like being able to order a new card with different design. NY skyline and Cassette tape designs are my favorites. I was actually quite surprised to see lower rating than I expected so I read a lot of negative reviews and I find many of the complaints to be rather unjust. Credit card companies are not your parents. They are going to forgive all your stupid mistakes. Sometimes you may have to pay the price of stupidity.