Pros: Card was accepted by a retailer that I go to.
Cons: A complete violation of my privacy or harrassment if calls were internal.
I applied for the Discover card because Sams Club doesn't accept American Express. I have excellent credit 800 and within 30 to 60 days I started getting phone call about lowering my intrest rate on my Discover. When I called Discover card I was told I had a zero intrest rate for the introduction period, so they have no reason to be calling me.
The point being they must have called me or some other company associated with Discover Card that knows I now have a new card and has obtained my unlisted phone number from Discover.
I no longer have a Discover card!