Pros: 5% cash back on shopping and entertainment.
Cons: Their minimum payment of $35 is to high for people on a fixed income.
I am disgusted with the Discover It credit card because of their $35 minimum payment. I have three or four other credit cards any their minimum payment is only $25. I have talked to them and expressed my concern that most people have jobs that have a Discover Card while their others of us that are on a fixed income either from Social Security or Disability from Social Security. I only charged a small amount of $50 for a gift card for entertainment to watch movies at a Regal Theater and my minimum payment is $35. I talked to their personnel and I told her I would rather pay off the $50 and close the account out completely.