It pays NOT to Discover!
Written: Nov 01 '02
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Pros: Cashback Bonuses
Cons: Sneaky interest practices
The Bottom Line: I would not get a Discover card ever again because they hit us with higher interest at a time where we need help!
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| burgandyvelvet's Full Review: Discover Card |
We have had our Discover Card for about a year, and we have faithfully made our payments on time, never went over our limits, and even got our insurance through Discover Financial. Then recently, we hit a financial rough spot and decided to consolidate. Our interest rate through them at the time was 14.9% fixed. We left them out of the consolidation because we thought that was a reasonable rate, but then when we received our next bill, we noticed that our interest had jumped to 19.9% variable! We called and asked them the reason, and they told us it was because we were consolidating. Now wait, does it honestly make good sense to up the interest rate on people already struggling to get through? We had never been late (still haven't), never made a less than minimum payment (still haven't), and even after calling and complaining, the best they would give us was 17.4% variable! That's just a lousy way to do business in my mind. That's no way to treat faithful payment making customers. We will never get another card from Discover, not a chance!
Recommended:
No
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Epinions.com ID:
burgandyvelvet
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Location: Texas, USA
Reviews written: 30
Trusted by: 1 member
About Me:
Mom, author, wise gal!
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