Discovercard-One of My Favorites
Written: Feb 28 '00 (Updated Nov 25 '00)
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Product Rating:
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Pros: many user-friendly features
Cons: not accepted everywhere
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| tbrown's Full Review: Discover Card |
I would recommend the Discovercard to anyone looking for an extremely user-friendly credit card. First, these cards are fairly easy to get and are routinely offered to college students and other young people with little or no credit record.
Another great thing about Discovercard is the customer service. Not only do these people treat you with courtesy but they are knowledgeable about the products offered by the company. No matter what your question, they will resolve it, usually with the first call.
The card itself has some attractive features as well. Although the interest rates vary according to the type of promotion, the cash-back feature is pretty much standard. Cash-back pays you a refund which is a percentage of the money you spend using the Discovercard during the previous year. These cash-back bonuses can add up fast if you are a frequent credit card user. If you pay off your bill each month, the money is free!
You can choose to receive online reminders set to alert you when your credit limit is about to be reached. Discover even gives you the option of notifying them if these reminders are appearing in your email too often! They also send great discount coupons in with monthly statements. These coupons are good for online merchants and many of the national car rental companies. Online statements can be accessed without having to wait long periods for slow downloads. Online bill payment is also available to make using a Discovercard even easier.
Although the Discovercard is not accepted everywhere, most of the larger merchants will accept it. The number of merchants accepting Discovercard is still growing.
Recommended:
Yes
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Epinions.com ID:
tbrown
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 - Top 500 |
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Location: USA
Reviews written: 252
Trusted by: 297 members
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