Great Card unless you can get one that pays more
Written: Jul 12 '00
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Product Rating:
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Pros: Cash Back
Cons: High Interest Rate, other cards pay more cash back
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| jeffs320's Full Review: Discover Card |
I got my Discover Card when I was 18 years old (1995) because my parents had one and I got in on the "Give the kid some credit" promotion. Since I was taught to always pay my Card off every month, I didn't care at all about the high interest rate, and I thought it was totally cool that I got money back for using the card. Naturally, I started putting everything I bought on the card, to include gas, food, etc...
I thought it was great, even though the Credit Limit they gave me was considerably lower than that of other cards I have had over the past 5 years. But I figured what the hey, I was getting money back for using it!
That was fine and great and all until two years ago I got a CC application from Chevy Chase Bank, who was boasting 1% cash back and a lower interest rate. Can't beat that, right? So I was sure to read the fine print, I got the other card, and now only use my Discover Card when the strip on my other card can't be read! (yeah, I am infamous for destroying the magnetic strips on ALL my cards!)
In general, I would say that if you can't find another card that pays more cash back, Discover is a great card to try to get, but if you have a chance to get a different card (First USA now owns my card), then do it.
Recommended:
Yes
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Epinions.com ID:
jeffs320
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 - Top 500 |
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Member: Jeff
Location: Fayetteville, NC
Reviews written: 266
Trusted by: 38 members
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