Pros: Free shipping and free embroidery.
Cons: Make a late payment and they aren't sympathetic about charging a late fee.
I love this Visa card. If you like to shop at LL Bean, you will too! You get all of your purchases shipped free of charge, which is great when you just want one thing every now and then. You don't have to stress about combining your order to save on shipping costs. Also, you get items embroidered for free. This makes for great, personalized gifts. They have totes, Christmas stockings, towels, and backpacks that can be embroidered with names or initials. They also give coupons from time to time if you spend a certain amount of money (spend $100 on your LL Bean purchases & get a $10 coupon). With the LL Bean Visa, you will get straight forward service with great shopping perks. Customer service is easy to reach by phone. The drawback, like all credit cards, they slap a nasty late fee on your bill if you forget to pay. Customer service did agree to take a late charge off for me, but they were stern & said that they would not be able to do so again unless I was on time with my payments for a certain length of time. So, be prudent with paying your bill or else the $30 late fee will not make the perks worth it.