My Preferred Credit Card
Written: Jul 19 '02 (Updated Dec 25 '02)
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Pros: Excellent reward program and customer service
Cons: First Year Free, but $30 annual fee each year thereafter
The Bottom Line: Go for it -- it's an excellent card
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| fern_opinion's Full Review: Sheraton Starpoints (American Express) |
As in earlier reviews, I have many positive opinion and experiences concerning the Starwood Guest Preferred Credit Card from American Express. However, I found out that there is an annual fee after the first year, unlike what was mentioned by earlier reviewers! (It looks like the program has changed over the last 1-2 years.) As indicated on the AMEX Web site concerning this card, "The first year of Cardmembership is fee free and just $30 each year thereafter". It's no longer free!
However, it is still an attractive card to have. In fact, it is my preferred credit card due to the many benefits. Some of the main benefits are:
1. Earn 1 Starpoint for every eligible $1 charged
2. No blackout dates on award nights -- Anytime, Anywhere (beginning at 2,000 Starpoints for a free night stay)
3. Starpoints can be transferred to 30 airline programs with 5,000 bonus miles for transfer of 20,000 miles(=Starpoints).
I like the flexibility of redeeming the points for hotel stays or air travel, and the excellent customer service. Also, the points do not expire! With regard to the APR and grace period, there is a six-month 2.9% Introductory APR on purchases, then Prime plus 9.99%, a grace period up to 20 days, and a line of credit up to $100,000.
Like all other AMEX cards, it has an online presence with excellent features such as providing monthly statements and latest transactions online as well as e-payment which I use to pay my bills electronically every month (i.e., using e-check). It's very convenient and I enjoy the online features very much.
For more information, you may check it up at http://www66.americanexpress.com/cards/Fmacfservlet?csi=6/220/b/3/0/359112107663/0/n or access the information from the main AMEX website, http://www.americanexpress.com.
I have highly recommended this credit card to many of my friends and colleagues, and they have enjoyed using this credit card too!
Recommended:
Yes
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Epinions.com ID:
fern_opinion
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Reviews written: 11
Trusted by: 1 member
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