OK Card, Questionable Airline
Written: Feb 15 '00
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Product Rating:
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Pros: Earning FF miles is always a plus
Cons: America West is not the best airline, $45 annual fee
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| gecin's Full Review: America West Flight Fund Visa (Bank of America) |
I have the regular Bank of America America West FlightFund Visa and other than the annual fee, it is a normal credit card with which I have had no bad experiences in the 1-2 years I have had it. The annual fee I believe is $45 and at the regular level, you earn frequent flyer points at a one-to-one ratio. If you enjoy flying America West, which is an iffy statement these days, then this is the card for you. Of course, you must take into consideration the amount you will be charging each year to see if the annual fee is worth it.
When I need to contact customer service, I usually get through fairly quickly, and for checking the latest charges posted to my account, there is an automated system. When I first received the card and immediately after went on a trip and started using it, they called me to make certain that those were authorized charges, so they seem to be on the ball in that regard. I've also noticed that sometimes when ordering from catalogs over the phone, I am asked for the name of the issuing bank of the CC and this has never happened to me before with any other card. I don't mind it - I see it as an extra security measure. (Now if only they could come up with additional internet security measures!)
As for the frequent flyer points, they are correctly credited to my account fairly quickly each month and I've had no problems there. And America West is one of the few airlines left that has a 20,000 mile domestic round trip ticket award instead of the more usual 25,000 mile minimum.
If you are thinking about getting this card, don't forget:
The regular card gives a 2500 mile bonus upon activation while the platinum card gives 5000 miles but has a higher annual fee.
You may get an ID picture on the card, free of charge.
Recommended:
Yes
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Epinions.com ID:
gecin
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Member: Alexandra Gecin
Reviews written: 23
Trusted by: 2 members
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