Associates Nation Bank - Screwed
Written: Nov 20 '04
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Pros: Build some credit for college students.
Cons: Read the review. :(
The Bottom Line: Don't get this card. My experience ranged from poor to terrible.
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| bubbasmythe's Full Review: Student Visa/Mastercard (The Associates) |
It's nothing new that credit card companies target college students with little or no credit. I got this card my first year in college and it served me well for years. As long as I kept it paid off every month it was wonderful. But somewhere companies got scrambled, ownerships of the company changed and I found myself getting CitiBank statements. I never had any problems with this card until it changed hands to Citibank. My statements would arrive late, even after the due date, I called and complained, there was nothing I could do. I'd been paying my bills online, suddenly I couldn't log onto the Associates Site, and I had signed up for the 'paperless' option. I didn't get statements, and I couldn't log onto the site. My phone calls didn't do any good, I still didn't get my statements, so sent them money anyway. I guessed at my balance and tried to overestimate what I owed them. I never got any money back, and I paid well past what I thought my balance was. Then I got a letter from United Collections Bureau, I'd been reported to a collection agency and they now wanted my money. I was furious, but again, phone calls did no good. Now I'm paying United Collections 500 dollars a month for 5 months. Don't touch this card, it'll bite you in the you know.
Recommended:
No
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Epinions.com ID:
bubbasmythe
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Reviews written: 5
Trusted by: 0 members
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