0.0% APR, beat that!
Written: Jul 10 '00
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Product Rating:
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Pros: Great intro APR, great fixed APR after!
Cons: Card is slow on getting to you!
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| endurance's Full Review: Capital One |
I signed up online for a Capital One Visa card. After getting mailers from them for their "College Student" card, and noting my student Master Card had an APR of 20.5% I decided it was a good time to look into this new card a bit more ;-)
Capital One does offer a intro rate of 0.0%. Currently I get that rate till Jan. 2001, after which I will go to a much more comfortable 9.9% compared to my MC 20.5%! The card does not come in fancy designs like the College Card, but I am using this card more for business end of things. So it worked better for my purposes.
The card gave me the option to lower my minimum monthly payment to 2% of the monthly total, which is something that later on may come in handy, but for now I am paying off the balance as it comes in!
I have been using the card since I sign-ed up, however the phyiscal card and intro kit is still a few days away! They offer you the ability to have the card information when you sign-up so you can start using it right away! Perfect for me since I had a service which needed a credit card on hand ASAP! So I used it.
So far no hassles. Quick, Painless, and it has online services to access my card's blance, and amount I need to pay, so that will speed things up for me greatly! I love online banking! Saves time, phone calls, and allows you to do things more efficently!
Get a Capital One! If I find out something bad, you will read it here!
Recommended:
Yes
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Epinions.com ID:
endurance
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Member: Charles Brown
Location: Bakersfield,CA
Reviews written: 125
Trusted by: 14 members
About Me:
Graphic Designer who loves Gadgets, and Mobile tools!
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