MBNA Worst Card for Your Credit, Not Best
Written: Oct 10 '05
|
Product Rating:
|
|
| Customer Service: |
 |
|
| Web Site Experience: |
 |
|
|
Pros: None
Cons: Overanxious to hurt your credit so they can charge higher fees.
|
|
|
| prttythts1's Full Review: Quantum (MBNA) |
I received four, three 30 day lates on my MBNA credit card, three of them which they caused to happen.
One was due to a speedpay phone payment that they said had gotten "stuck" (some date/time stamp problem-go figure). By the time I paid again it was 30 days late because of some emergency I had.
The second was when I closed the account, and asked the phone representative what my credit card balance amount was, paid it, then a "fee" popped up unknowingly on my credit report.
The last one was when I went online to order statements to understand how that last 30 day late had come about, then the website said "statements ordered" and that my account would be billed. I no longer had an account. I could not even see what that looked like. I got no bill in the mail. I got no statements either.
I now have a 60 day late, for 20$ !. I am a real estate investor with a portfolio of properties, and MBNA has a history of overanxiousness to hurt my credit rating, with their negligence or malice.
Recommended:
No
|
|
|
|
Epinions.com ID: prttythts1
|
|
Reviews written: 2
Trusted by: 0 members
|
|
|