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U.S. Bancorp

U.S. Bancorp
Overall Rating: Product Rating: 2.0

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Nickel and Dimed to Death!

Written: Feb 27 '05

Product Rating: Product Rating: 2.0
Pros: Convenient, sure

Cons: Expensive and sneaky!
bwbenz's Full Review: U.S. Bancorp
Only my last nickel was $422.55. Oh ya, they charge a 3% "conversion fee" for oversees transactions. No, VISA doesn't get the money. According to a US Bank Card Member Services representative they now keep the whole 3% themselves. MBNA, as an example, charges NONE. So watch what you charge overseas. And if that isn't bad enough, don't return anything because ANOTHER 3% will be charged for that transaction, too! Wow! 6% for.... nothing.

That all followed the 'normal' $15 here and $25 there in apparent fees (and no, I wasn't under my minimum or overdrafted). I knew about the $1.25 monthly + $18 annual for the credit cards, but the surprises are killing me. Every other month there's one extra fee or another. Enough already!

Recommended:
No

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bwbenz
Reviews written: 3
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