X.Com is for me!
Written: Jan 25 '00
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Product Rating:
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Pros: Easy to use
Cons: na
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| rosalynn's Full Review: X.com |
I just signed up for X.Com about 2 weeks ago, and I am sold. They gave me $20 for signing up, which I then turned around and put into a CD. X.Com is online banking at its best. I received checks, a Visa check card, and a credit line for overdraft protection, all free of charge.
You can deposit money into your account several ways. You can transfer from another traditional checking account by providing a voided check and a copy of your driver's license via mail or fax. You can also use a credit card, request a wire transfer from your bank or mail a check to X.Com. Another way to deposit money is via direct deposit of all, or a portion of, your paycheck into your account. I chose direct deposit of a small amount from my paycheck; that way I do not have to worry about remembering to make a deposit!
The Visa check card can be used anywhere that takes Visa, as well as ATMs, but it is not a credit card. It is there to protect you in case you write a check or charge an amount over your checking account balance. If you access your line of credit, you are charged a percentage each day the balance is outstanding.
I intend to use my X.Com account mostly for all of my online purchases, which seem to be more frequent these days.
Recommended:
Yes
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Epinions.com ID:
rosalynn
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Location: Irving, TX, but heart belongs in Huntington Beach, CA
Reviews written: 17
Trusted by: 34 members
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