Cons: High cost to you, no concern for you.
Where to begin... I had been with State Farm for over 18 years when I called to see what they could do to match quotes from other companies I was shopping with. Basically, they told me not to let the door hit my backside on the way out. I had never been happy with the level of service, customer service, and steady rate increases - but it wasn't until they did give two shakes about me leaving that I realized how terrible they are. Shortly after leaving them myself, my father was killed in a property fire - my parents were insured by State Farm. They fought tooth and nail against every bit of the claim. As if loosing a loved one is not hard enough - then having to fight an insurance company to replace what could be replaced. In the middle of all this they raised my mothers premiums - heartless. These people are inhuman and care about nothing but the bottom line. I will never use a product or service provided by them or their affiliates ever again and I strongly recommend you do the same.