Pros: No pros... As by my agent, "find another company"
Cons: and this is legal?
So, I had my first crash in 15 years of driving, only one ticket in all those years for not stopping completely at a stop sign. And these people decided to increase my rate twice as much. Meaning that if I was paying 150 now I have to pay 308 monthly, for a 2005 Jeep liberty.
No wonder people are faking crashes...