TurboTax Premier: comprehensive, great interview and financial downloads, clunky program updates
Written: Mar 07 '06 (Updated Mar 10 '06)
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Product Rating:
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Pros: Comprehensive, for complex returns. Interview process guides you via questions. Downloading financial data.
Cons: Balky program updates. Minor navigation & help complaints
The Bottom Line: Use TurboTax. It does the job, after clunky installation and updates. The excellent interview process embeds a lot of tax expertise, guiding you through your taxes, no matter how complex.
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| gregs1015's Full Review: Intuit TurboTax Premier 2005 (293469) |
BACKGROUND FOR THIS REVIEW OF TURBOTAX
I've used Intuit's TurboTax for the PC for at least a dozen years, and MacInTax before that. TurboTax has proven that it can handle very complex tax returns. It is the market leader. It has a very good and thorough "interview process", but I doubt that the lead is due to the rest of its user interface, integrated help files, customer support, or installation. From experience, I can say that the lead is due to it's comprehensiveness.
---Versions of TurboTax
There are three major versions of TurboTax for individuals: Basic, Deluxe, and Premier. People who could use the Basic version might not really need tax software. If you have significant numbers of deductions, and want more tax documentation, you'll at least want the Deluxe version. If you have a lot of investment profit or loss, employee stock options, a sole proprietership business (Schedule C), or rental properties to worry about, you'll want the Premier version.
---Additional software and services
In addition to the federal tax version, if you have state income taxes, you'll need the state version for each state in which you pay taxes. Those cost extra, with the cost depending on how your software was packaged. Electronic filing costs an extra $14.95 this year as well.
TurboTax Deluxe and TurboTax Premier now bundle in ItsDeductible for free. This useful program provides estimates of gifts like clothing. (Comments later).
Options are available to get your tax return reviewed by a professional, at an extra cost.
---Watch out for pricing variations due to packaging and rebates
Over the years, there have been numerous variations in whether or not state taxes are bundled in the package, rebates are included, and so on. This year is no exception. You need to be aware of subtle variations in this product packaging. For instance, you can buy a version more cheaply at Walmart ($55) - but there's a catch for some people. That version packaging doesn't include the rebates for buying Quicken or state taxes. The standard retail version costs about $70, but includes the rebate covering the cost of one state tax download. State taxes cost extra unless you have the rebate form. And if you happen to be buying Quicken, you want that rebate.
---A multi-year decision
If you're new to tax software, you may be surprised that this is not a one-time investment. You need to buy a new version each year. I'd guess that most people tend to buy the same package each year. A big reason is because of the learning curve. But also, there's a benefit in knowing that information will carry over easily from year to year. While tax software has utilities to import the previous year's taxes from another vendor, there have been varying reports of problems over the years importing the more complex information.
There is more useful carryover information that you might think at first glance. It obviously saves you a tiny amount of time not to have to re-enter your name, address, and social security number each year. It saves you a little more time to have the carryover of items that don't change very often, such as employer information, interest and dividend payer names, and names used with previous deductions. More importantly, there are other carryover items that you might forget, like carryover of unused capital losses and carryover of unused passive losses. Another example of a yearly carryover item: you are reminded to take your deductions for mortgage points on refinanced loans that have to be amortized, and it automatically gives you the right amount every year once it was done the first year. In the case of a Schedule C business, carryovers include things like individually tracking each item that is depreciated.
Carryover of old information also allows the program to present tables with year to year comparisons. This is useful in picking out mistakes.
Since you may tend to stick to the same software vendor from year to year , as you start using tax preparation, you'd like some assurance that the software can handle your particular situation both now and later on. This review should help you decide if TurboTax can do that.
ALTERNATIVES TO TURBOTAX IN TAX PREPARATION - YOUR BUYING DECISION
Current TurboTax ads focus on competing against tax preparers rather than the TaxCut program. That's probably their biggest untapped market. Tax software is a lot cheaper than paid help, and most people already using software probably don't change their tax preparation software very often. You might be reading this review trying to decide if you could use TurboTax instead of a paid tax preparer. The alternatives to TurboTax include:
(1) Doing your taxes yourself, manually
(2) Paying a professional to help
(3) Other software (TaxCut, TaxAct)
(4) Online services from the same vendors that sell the tax software
---Using tax software vs. doing things manually
The government has recently claimed that doing taxes manually is faster. This is just nonsense except for simple tax returns (which admittedly may apply to many people). Even if your return is relatively simple, you may not be comfortable that you're doing it right, or getting all the breaks you should. You'll spend time figuring things out and puzzling over forms and manuals. Tax software (or a tax preparer) will help with that problem by guiding you through the process. If your return is complex, or just even just requires a lot of data entry, the program will simplify the data entry (including downloading some of it), help you understand it, and eliminate the possibility of math mistakes. Furthermore, in all cases, your time to do the following year's taxes will be reduced, because information is carried over from year to year. So, whether your return is simple or complex, you save time by partially automating the overall process, the expertise, and the mathematical calculations. A major strength of tax preparation software is in the "interview process" that guides you through the necessary steps.
Many will ask "will tax software (and TurboTax in particular) help me enough, or even be able to handle my complex taxes?" Based on my own experience and comments from others over the years, I believe that the answer is "yes" for a large number of people.
---Using tax software vs. paying someone
Paid tax preparers might or might not be very expensive, but they certainly are many times more expensive than the popular software packages. And, paid preparers might or might not be very good. No matter how you do your taxes, you need to gather all the relevant information before starting. That alone can be a significant effort, especially if you're working on a lot of deductions or have investment income or a business. With tax preparers, your choice there is to dump everything on them(and pay a lot for their time), or organize it well (in which case you're doing a lot of the work anyway). One real advantage of a good tax preparer is that they can educate you on how to structure your finances to minimize taxes. Another one is giving you the confidence that you're doing things right (and really minimizing taxes).
You may want to combine the best of both worlds, by having a professional tax preparer look over your returns after you've prepared them with tax software. That's cheaper, and probably only needed occasionally, when something significant has changed in your own finances or in the tax laws. I've done this every now and then, and have yet to get any value from it other than confidence. But many may find value in this. Intuit does offer an optional review at modest cost after you've completed your taxes. I've never tried their service.
---Other brands of tax preparation software
TurboTax still appears to be the market leader, probably by a significant margin. I believe that TaxCut is still second, followed by TaxAct. I haven't tried the other current tax software packages. The general opinion is that TurboTax is still the most comprehensive program, capable of handling the toughest returns. This review will focus on helping you decide if TurboTax will do the job for you.
---Online tax preparation services
The vendors of tax preparation software, including Intuit, also offer online versions of their software. You just enter your information via the web. Many people have done this, and the prices are low or free. This may be an attractive option for people with simple tax returns. Personally, I don't use them, out of security concerns. Tax returns contain your social security number, address, age, employment and salary information, information on all your bank and brokerage accounts, and so on. If they get to the point of allowing downloading of information from your banks and brokerages, they would have to use your brokerage online account id and password as well. I can't think of a more inviting identity theft target for the best hackers in the world (and disgruntled employees). On at least one occasion (in 2001), Intuit did have a problem with TurboTax user passwords being accessible, so no company is perfect at security. On the other hand, the decision isn't black and white, because your own computer connected to the internet probably isn't very secure either. It is most likely a lot less secure than sites run by Intuit.
HOW COMPREHENSIVE IS TURBOTAX?
The list of supported forms appears to be nearly 100. That's one way to measure it. But that doesn't say how well it guides you through the forms.
---Some examples of complex tax areas that TurboTax has handled
From personal experience over the years, I can safely say that it's handled a lot of tough areas, including the Alternative Minimum Tax (AMT), passive losses, partnership income, involuntary conversions, employee stock options, various forms of IRA's, foreign tax credits, dependents' income, selecting which college tax credits to use, tax benefits for the elderly, home sales, etc. It handles almost any imaginable investment. It asks enough questions to help you recognize all your deductions. For Schedule C (sole proprietership) business income, it handles tedious things like tracking depreciation for equipment year after year. It walks you through the home office deduction, and sensitive areas like deductions for car expenses or mileage, and works through allocating these things among multiple business activities.
The new inclusion of ItsDeductible for free for 2005 taxes helps you determine the value of donated items like clothing. It is useful. It provides a good, defendable basis for taking higher deductions than you might have suspected. While ItsDeductible was included on the CD previously, you could only unlock it as an extra-cost option. It's loosely integrated with TurboTax, requiring an import, but the import is on demand from within the TurboTax interview. It's Deductible also duplicates some functionality of TurboTax, which is not needed. I decided to use It's Deductible just to get the values needed, and do it's import into TurboTax.
---Some tax areas where TurboTax doesn't help much
If you write (sell) options on listed stocks, TurboTax doesn't really give you anything beyond just a line on Schedule D (gains/losses). You just need to figure out what to do from reading IRS tax documents. The same goes for short sales. In both the case of writing a call option, and selling short, the sell date comes before the buy date. Turbotax doesn't really provide help on how to enter this. In the case of writing a call option, where the call expires, Turbotax can't really fill out Schedule D the way the IRS says. Luckily, it doesn't seem to matter to the IRS.
That's a pretty short list!
THE MECHANICS OF USING TURBOTAX
---Installation and program/tax form updates
Problems getting updates
The initial installation was OK. I've installed it under Windows 2000 Professional and Windows XP home. But an annoying part of the software experience with TurboTax is the updating process. Tax rules change so often that it's probably impossible for any company to get the software all done before some people want to start working on taxes. So, downloads to update the software and the forms must be done. TurboTax updates are clunky and do not inspire confidence in the software. There is little or no feedback at times. There are often long pauses where you think the program is dead. For instance, after long delays, at one point the software says it's time to install the new version. It says it will shut down the program and save any work you've done (but it actually doesn't). Then it sits there, dead, with a grey screen. After a while, you'll get a normal-looking status summary showing some progress.
Problems with program updates have long been a problem, and not only for TurboTax. Quicken, also by Intuit, has been worse, in numerous versions over the years. It seems to be a corporate trait to handle this process badly.
Licensing
The license says that you are free to install the software on multiple computers in the same family. There's no practical problem installing your software on multiple computers. Intuit learned their lesson several years ago that it was just not practical to limit printing to just one PC. Multiple members of the same family can use the software, but you are only supposed to file a maximum of five returns.
Splattering advertising on your desktop
Like too many other programs, the TurboTax installer will splatter your Windows desktop with multiple icons for financial products. This is mildly annoying, but feel free to delete these.
---Importing your previous year's tax information
One of the first steps is importing tax information from the previous year. As noted earlier, this saves time and avoids errors in data entry, and helps you detect omissions and mistakes by noting inconsistencies from year to year. You can only import data from the previous year.
---Downloading and importing tax information
You have the option to download data rather than enter it, when possible. Downloading of data has long been a strength for TurboTax. Via the internet, TurboTax can download 1099 information on your earnings from brokerages, banks, GainsKeeper, or other institutions. This is extremely useful for complex accounts with a lot to report, such as input from brokerages and mutual funds. I always do the downloading from brokerages and mutual fund companies. You know you're getting the same information that the IRS is getting, it saves a lot of time, and it avoids a lot of typos and missed items. I can attest that downloads work well from E*Trade, Fidelity, Vanguard, and T.Rowe Price, for instance. There is a difference between institutions in the usefulness of the downloads. Fidelity, for instance, fills in what they think is the basis for stocks and mutual funds you have sold. That goes above and beyond what is reported to the IRS, and is for your convenience. E*Trade doesn't do that. You still have to enter the basis information manually if you import from E*trade.
You may make corrections to any of this data. For instance, you may need to add option income to the gross proceeds you get when a stock is sold, because you sold a call option to someone who exercised the call.
You can also download your W-2 form if your employer supports it. Large companies generally support it, as do companies whose whose payrolls are handled by services such as ADP or Intuit.
Downloading is only of marginal value if you only have a few bank accounts, unless you tend to lose the paper forms they send you. I just enter the 1099-INT data(interest income) from banks manually.
I didn't attempt to transfer data from Quicken, although it is supported for Quicken and Quickbooks. (Versions prior to 2004 require generating a .txf file). You can specify which kinds of data to import.
The interview process assumes you're only going through each step once. If you come back to a point in the interview where it asks you about downloading something you've already downloaded, you say "no".
Ironically enough, downloading of data from non-Intuit sites works just fine. It's the downloads of forms and programs from Intuit that cause trouble. Intuit's Quicken has the same problem - it also doesn't work well in downloading program updates or even price data. (TurboTax is nowhere near as bad as Quicken, where even data downloads often lead to program crashes in all but the most recent version).
---The EasyStep interview process
The heart of the user interface is the EasyStep interview process. This is a real strength for TurboTax. It's a structured interview: it asks you questions like a tax professional would, and asks other questions depending on your previous answers. If you get stuck somewhere, you can jump to other areas, although it's not so obvious that you can do it. You can also switch to view and enter data on replicas of the IRS forms at any time, and see the resulting calculations as well. The interview is a huge advantage over just looking at government forms, because the program figures out what forms you need, and guides you through them, with some help on what it all means. By automating the interview process, it's embedding a lot of tax expertise. For instance, it's quite good at picking out deductions.
If your taxes have any degree of complexity, EasyStep works much better than trying to enter data on their versions of the IRS forms directly. The main thing is that you'll always know what to do next. You can see the current state of your actual IRS forms at any time by requesting "your return". There used to be more spots where you could see both the interview and an underlying tax form or worksheet at the same time. I wish you could see that more often, because it would give you more of a sense of context. And, as noted later, the underlying forms color code the numbers so you can tell which data is estimated, which is calculated, which is calculated from estimated data, and so on.
The interview process has gotten stronger over the years. If you're not sure how to answer a question, in many cases the program takes you through are more detailed questions to arrive at the right answer.
Even though I've been doing my own taxes for years, I still use the interview process. It's safer, you're less likely to forget something, and you're more likely to find out about tax law changes. I usually avoid entering any information anywhere but in the interview. If you enter information directly on the forms, there's always the possibility that you might over-write something that really should be calculated by TurboTax.
One quirk I run into each year: I just need to use the simple approach of claiming mileage for my schedule C business. But, the program tries very hard to drag me into entering a lot more information about the car, as if I were going to track all costs and every trip and allocate between personal and business use. I had to fight annoyingly hard to keep out of that. That's about the only time I get annoyed with the interview - it usually asks the right questions.
---The help system and its limitations
The help is comprehensive, but sometimes it's still hard to find information you need.
The help includes explanations of tax law as well as instructions on how to use TurboTax. The Premier version includes Nolo's "Tax Savvy for Small Businesses". It no longer includes the Money Magazine Income Tax Handbook. The help also includes short videos explaining some tax basics. The videos are well integrated into the interview process, so links to them appear as an option just when you need them. They are useful the first time you watch them. But, they are extremely basic, aimed at people encountering aspects of tax laws for the first time. I dutifully watch them every year anyway, just in case.
The IRS manuals are part of the system. While the manuals are available as pdf files from the IRS web site, these manuals are more useful because they have some links between them in their text. So, you can jump to the relevant pages of a different document quickly.
The help is somewhat integrated with the interview process, but quickly accessing the relevant text in each different type of help from a particular screen has always been a weak point of TurboTax. One problem is getting to some good general reading on a topic, starting from a particular spot in the interview. You can find help for a particular interview screen, but it often isn't enough. You can get very specific line items by jumping to forms view, or you can get something too general like a list of IRS publications or the contents of an entire book.
Intuit tries to address this by providing a search engine. Unfortunately, I don't find the search engine to be all that effective. I use search a lot on the internet, but have some trouble finding what I need with this search engine. Too often, I get either 100 items, or none, and can't find a way to narrow the search. An example: I got some exclamation points next to some downloaded items. I remembered from some years ago that it meant something. But I couldn't find out what it meant, even using the search engine. I still don't know, but the exclamation points have gone away by now for some reason.
I got little help in figuring out how to deal with reporting short sales and sales & repurchase of covered call options, both of which have a sale date before the purchase date. The government has some partial instructions for how that should be done. I probably end up doing this differently each year. And, as noted before, TurboTax doesn't really comply with the IRS in reporting expired call options that I wrote. Any workaround, including what I finally did, has to take advantage of the obscure fact that dates in TurboTax are just strings. If you just write text, it just reproduces it, and passes it on. It then asks whether the sale is short or long term.
Some years ago, there were prominent summaries of how the program changed. That's hard to find now, although the search engine did find it somewhere (with no sense of context to figure out how to find it again without the search engine). But, even that list didn't mention the new "where do I enter" button, or the "see topic list" menu choice to find the old navigation within the interview, both fairly key part of the changes in navigating around the interview process.
On the other hand, there still is information prominently displayed about how the tax laws changed, which has always been useful.
---Some areas where TurboTax user interface is strong
Intermediate worksheets
TurboTax has set up numerous intermediate worksheets, that can feed data to multiple IRS forms. Some of these are live extensions to worksheets in IRS instructions that you should save anyway, and many others just make good sense. These worksheets make things simpler to look at.
Navigation in the forms view
In the forms view, you can easily jump around from form to form to see the origins of calculated numbers. By right clicking on a calculated number, you are also given choices to describe the source of the data, and to see the line-by-line instructions for the form.
Supporting details worksheets
TurboTax allows you to set up your own "supporting details" worksheets. Just double click on any manual entry point, and you can create worksheets that automatically subtotal everything on the worksheet. This is extremely useful. For instance, I subtotal a set of property tax-related bills. You can optionally print out all these supporting details along with your tax forms. Better yet, these worksheets carry over from year to year, so you can re-use them next year. This helps you remember all your deductions. Unfortunately, you can't tell that the worksheets are there in interview mode. This is a deficiency in the interview user interface. Numbers from supporting details worksheets appear in a different color (purple) on the underlying tax forms, if you happen to be looking at them. Some interview pages do automatically include a view of the underlying tax forms.
Marking data as estimated
Another nice feature is the ability to mark data as estimated. That helps you to move along in cases where you're missing some data, with the guarantee that you won't forget you did that. Unfortunately, when you are in interview mode going over previous entries, you can't tell when you're looking at a number you've entered previously as estimated. This is a deficiency in the interview user interface. You have to be looking at the underlying forms to see that, where estimated entries are displayed in red italics. And, calculated values depending on estimated values are then shown in black italics. You will find these eventually, because you can do an "error check", and it will tell you all the spots with estimated numbers. In fact, the program asks you to do this checking at the end of your work, so you are almost guaranteed that you won't forget.
Audit checks
The program does do some "audit checks" at the end of the process. That is, it warns you about potential areas that may tend to trigger an IRS audit. This might be due to high levels of contributions or other deductions for your income, for example. It also shows you how your deductions compare to others with similar incomes. It's not clear how to interpret some of this. For instance, for my income range, it tells me the national average net capital gain, and the national average for net capital loss, and similar mutually exclusive gain/loss statistics for Schedule C (self-employed) businesses. All of this seems good in theory, although I can't honestly say it's ever helped me. If you tend to really push too far into really "gray" areas to the point where tax avoidance approaches tax fraud , this program might help.
---Some areas where TurboTax user interface is weak
I've already mentioned difficulties in getting program updates, inadequacies with help, the color-coded information about data that's missing in the interview, and other points. A few other comments:
Navigation with the EasyStep interview
High-level Navigation within the interview process changed this year, and it's harder to see where you're going if you need to jump around in the interview. Luckily, they kept the older EasyStep navigator, hidden in a new menu entry called "see topic list". But there was a new addition in 2005 that also could help. It's the "where do I enter" button. It allows you to select from a long list of data you might enter, and then takes you to that spot. I didn't notice this button until late in the process, even though it's pretty obvious. (If the help still had an easy-to-find "what's new in TurboTax", I might have noticed this!)
Quick access to the forms from within the interview
TurboTax allows you to jump back and forth between the interview and the forms view. That's impressive, but it's not as easy as I'd like. In some cases where you're answering questions, you'd like to immediately jump to the corresponding form (if for no other reason than to quickly find the IRS instructions for that line, or figure out why the program is asking a question, or get a sense of context). You can't always do that without going through a general series of menus starting with "show my return", and you have to have the experience to know what form to ask for. I think the ability to navigate or simultaneously view the forms has decreased over the years. Some of this is may be due to the complexity of the tax code, which has forced Intuit to construct various intermediate worksheets. It's also annoying that, except for a few specific interview screens, I can't look at both the underlying form and the interview in two windows at the same time. It's either forms view or interview, period.
---Other features
Password protection and file security
You can optionally set password protection for your tax form, so that others cannot just load up your .tax file and look at it. There's a separate question as to whether the tax files you store on your own computer are encrypted (regardless of password protection). Intuit makes no claims that tax files are encrypted, I've found at least one security bulletin board claiming that starting a few years ago, tax files are now encrypted (with no claim on how strong the encryption is). Given how widely Intuit emphasizes the security of their online service, it's not completely comforting that they make no claims about the files you store locally on your own computer. It's not that hard for a hacker to gain control of your computer, have it scan for .tax files, and transmit information from them, without ever opening your version of TurboTax.
At least, starting in 2004, basic information like your name and social security number are no longer easily readable when you or a hacker opens the file with an editor like Wordpad. (Prior to that, anyone could open up the .tax file and read your name, social security number, and other information, even though most of the file was not in text form.) That's true regardless of whether or not you have set up a password. For safety, you should use the password facility, even though the resulting level of security is unknown.
UPDATE: Since first writing this review, I got an e-mail response from TurboTax customer care. They say there is no encryption of the .tax files!
Electronic filing
The program does support electronic filing. Sometimes that's been offered for free by Intuit, although it isn't in 2005, at least in my package. I'll think about that when it's free. Since it saves the IRS a lot of money in data entry, it should be free. I've often had to send in some paperwork besides the forms anyway (like explanations of how to value the stock of a company that got bought out). If you don't file electronically, you can print out the forms. They look nice, and meet IRS requirements, so you don't have to use a pen for anything but signing your name.
Coupons to help you spend your rebate
Intuit now has a gimmick that gets you a little extra spending power by giving you coupons to spend that bonus at some selected retailers. Doesn't that sound nice? Get a grip, people! If you're getting a refund, that means you planned badly! You just loaned the government your own money for no interest -- you let the government sit on YOUR money without paying you interest. Tell your employer to take less withholding by specifying more exemptions, or take other steps like reducing your estimated taxes if you pay those. You obviously could have invested your money all through the year - you weren't using it. Or, you could have paid off credit card debt with its huge interest charges, if you had that. TurboTax should be helping you reduce your taxes, not be in a conflict-of-interest position to earn partner money by encouraging you to over-withhold and get refunds of your own money.
Estimated taxes
TurboTax helps you compute estimated taxes - something you need if you're self-employed or retired. Last year, for some reason, TurboTax lulled me into a false sense of security that I could pay most of my estimated taxes just in the fourth quarter of 2005. Wrong! The IRS wants your money paid all through the year. That mistake may cost me a penalty this year. Funny, the program told me about it this year, but last year's program didn't seem to plan properly for that. Ouch! That may have been a fluke, because other years it has suggested evenly-distributed payments. The program will handle calculations for waiving penalties as long as the income came in late in the year, matching the estimated tax payments.
Error checking
The error checking phase at the end of the interview helps find items you may have skipped, as well as flagging any data you marked as estimated. This is useful, and will catch some inconsistencies and missed entries. Sometimes those entries are items that the interview forgot to ask.
Quick summary of key numbers
There's a single box visible in the interview process that shows the amount of tax you owe, as of the latest data you input. If you move the mouse over it, it provides a bit more information like total income, deductions, and tax payments already made. If you click on it, you get a more substantial summary, so you can see even more details like how much tax was due to AMT (Alternative Minimum Tax), penalties, and so on. This provides nice, instant gratification. You see the impact of each deduction as you enter it, and cringe as you see the additional taxes due to each bit of income you enter. This is what passes for excitement in the world of tax accounting.
Two year comparisons
TurboTax shows you comparisons between this year and last year, which is helpful for picking up omissions and other mistakes. It does this for overall taxes, for business deductions, donations, and probably other places I'm forgetting.
Nagging for buying add-on services
You get nagged at times to use one of the Intuit value-added services, like review of your return by a tax professional.
Miscellaneous
You can save your work at any time and come back. If you forget to do this, at various stages in the interview, the program will suggest that you do a save
SUMMARY OF THIS REVIEW OF TURBOTAX PREMIER
TurboTax gets the job done, once you get past the clunky installation and updating process. It's not always fast to navigate to make updates to your data when you need to do that within the interview process. The help isn't always as easy to find as you'd like. But, you can have confidence that the program will guide you through your taxes, no matter how complex they are. The interview process is very good, and it embeds a lot of tax expertise. It's still a whole lot easier than trying to do this manually, and you don't have to worry about calculation errors. The biggest advantage of using the program is that the interview organizes the process for you. Intuit may be correct that it will grow more through displacing mediocre tax preparers than by competing against other software.
Recommended:
Yes
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Epinions.com ID:
gregs1015
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Location: Houston, Texas, USA
Reviews written: 5
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About Me:
Tech-oriented guy, especially computer hardware and software
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