JC Penney Credit Card

Pros: Easy payment schedule; Friendly customer service; Incentives
Cons: High interest; Lack of usability

Credit cards are sometimes difficult to come by and some of them hold high standards, limiting approval to only those with credit scores in the good to excellent range (650 plus points). Other cards are given away like free samples in the grocery store, ...

Pros: Convenient card that allows you to charge prescription drugs as well!
Cons: High APR.

After all of the trouble with credit cards I got into in college, I swore I'd never use them again! ...

Pros: Notification of special events and coupons.
Cons: Finance charges...

JCPenney is one of those stores that I can walk into and shop at for hours. I love their selection of women and children's clothing. I love the variety that they have in their household and small appliance area. I used to love the fact...

Pros: You can charge at JC Penney. Woo.
Cons: Ridiculous credit limit policies, make changes without telling cardholders

I am MIFFED. I have been a cardholder with JC Penney for at least four years. In this tim ...

Pros: Special Offers, discounts, good customer service
Cons: With the high interest rates balance must be paid off quickly

When I was pregnant JC Penney‘s was having a great sale on maternity clothes. I decided to buy a few items, which were already 60% off. At the checkout counter, the clerk asked me if I wanted to apply for the JC Penney card. I decided to go ahead and ...

Pros: Ease of use, payment options, online bill information/payments.
Cons: Dangerous if you work in the store. Purchase everything!!!Great card to have!!!

As a store that I first started working in, my JC Penney card has been in possession for the past 7 years. I soon found out that it can be dangerous to have a card from the place that you work. So instead of getting rid of the card I got rid of the job ...

Pros: easy to receive, great customer service
Cons: moderate interest rate

I've had my Jc Penney's credit card for 4 years now and love it. My mom suggested I open it up right before I started college and it came in handy for all my bathroom towels & accessories. I don't have a high credit amount since I don't need to get the ...

Pros: The only pro is to get store discount provided as a promtion at times.
Cons: The interest rate is 25%. Late fees very high

I live in Canada and I had to get a money order for the $25.00 owing from my bank to pay in American funds. I thought I mailed the payment in good time but on my next statement it said my balance was $15.00 for one day late fee. That would equal about 60% interest. Not to mention the ordinary interest fee of 25%. Use this card with extreme caution!