Kay Jewelers Credit Card

Pros: Store offers good selection; card ceiling is generous.
Cons: High APR

At the end of every year I buy my wife two pieces of jewelry; one piece for Christmas and another for our Anniversary, which just happens to fall on January 1st. Sometimes, using the Internet, I go far a-field and buy her something hard to find like ...

Pros: Easy to open, relatively low FICO may be enough for small line
Cons: HIGH APR, no discount by default, just 3 months interest free

Noone buys stuff for cash today. There are variety of reasons for that, but the major one is that we think it is cheaper to open yet another store card to pay back slowly. Sometimes there are strong incentives attached to this offer: 10% off or even 15%. ...

Pros: Get approved almost instantly.
Cons: none

You're walking down the mall and you happen to look over and notice that shiny diamond necklace sitting in the window of the jewlery store. Whether you want to purchase it for yourself or get it as a gift for someone else, do you really have the extra ...

Pros: a fast, easy way to purchase jewelry
Cons: jewelry can get so costly!

So, my boyfriend is in the Navy, stationed in Georgia. His roommates are great, just like siblings to him. Michelle (his roommate) and I went looking for rings on one of my trips out here. I found the perfect ring at Kays Jewelers, the first store we...

Pros: Great card even for people with poor credit.
Cons: Just the APR, nothing else.

I have never had a problem with Kay Jewelers card. I don't have the best credit score in the world, (in the process of changing that), but they gave me a generous credit limit in my opinion. Customer service is excellent and so is the web-site.