Privista

Pros: Helps you keep track of your credit report
Cons: A tad expensive, only tracks Equifax

We signed up with Privista about 1 1/2 years ago. My husband received a free membership thru our credit card company to try them out. We have been hooked ever since!

What is Privista? It is a company that tracks your credit...

Pros: free 30 day trial
Cons: unable to cancel through their web site lame customer service

I decided to try the free 30 trial to see if there were any true benefits to this service. So far, the only benefit is that I received a credit report from Equifax.

Note (this information was not in the initial review): privista is a "credit...

Pros: I CAN NO LONGER SAY THIS IS TRUE - Alerts you to credit inquiries.
Cons: Expensive, levels of service and reliability have gone down hill.

***UPDATE 05/26/04 AT END OF THIS REVIEW*** I have used Privista for a couple of years and was happy with them until they began curtailing their service a few months ago. The most important feature - and the one I looked at first thing at least ...

Pros: Free 30-day trial
Cons: Can't cancel the trial before the 30 days is up.

I subscribed to Privista to get a look at my credit report. I logged in and got my report and the site is ok. When I tried to log in again, I couldn't remember my user name, just my password. I sent emails to all four email addresses they had listed for support twice and all were returned as refused... Did they want to wait until my 30-day trial was over to let me contact them? The first time I tried to call, I got a recording that their office closed at 5pm EST... not customer-friendly at all. Then trying to call during their hours, I wait on hold forever until I decide not to waste any more of my phone's minutes waiting when I'd probably get purposely disconnected in fear I was calling to cancel before they could charge me.