Merrill Lynch 401K Services

12 ratings (12 Epinions reviews)
Epinions Product Rating: OK
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    Highest Rated Consumer Review by the Community

  • I Want to Lynch the Designer of the Merrill Lynch 401(k) Website

    Dec 3, 2007 by
    Rated a Very Helpful Review
    Pros: confirms new 401(k) contributions, easy to see current value of funds in portfolio
    Cons: extremely poorly designed, information in dribs and drabs all over the place, terrible reporting tools

    Summary: Whoever designed the Merrill Lynch 401(k) site should be shot. Any judge worth his salt would deem it justifiable homicide. As its title implies, this website is a portal to the corporate 401(k) plans managed by Merrill Lynch. While it offers some ... read more

  • Merrill lynch is apple stuffed pig fest ran money grubbing swine

    Jun 22, 2008 by
    Not yet rated.
    Pros: nothing
    Cons: -reps say you can't pull out until your 60 -disappearing fees were denied

    Summary: So I decide to put some funds in my company 401K plan. I spread it around, putting in like 10% right. well, these promoted funds on their website claim to be doing this and that. now, i understand the markets down, but damn, why should I be forced to ... read more

  • Merrill Lynch 401K services are awful

    Sep 6, 2007 by
    Rated a Very Helpful Review
    Pros: None
    Cons: High fees, horrible website, very little information

    Summary: My employer switched to Merrill Lynch just recently, boy am I sorry. The website is awful, every broker website I've seen has it beat, no MS Money download, statements are broken currently, fund information is hard to get and confusing. The funds ... read more

  • Move your 401k to Merrill? Better Think That One Over!

    Jun 26, 2007 by
    Rated a Very Helpful Review
    Pros: Their glossy decks grab your attention.
    Cons: The endless amount of fine print, hidden fees and nondisclosures.

    Summary: Ok, let's preface this with the fact that I've been with Merrill Lynch for 7 years - trying to figure out what to do with the 401k from WorldCom/MCI they've mismanaged for the life of the fund(s). In fact, I'm sure many feel the way I do, Merrill may ... read more

  • All Employer's Should Use

    Apr 20, 2001 by
    Rated a Very Helpful Review
    Pros: You are in control of your money
    Cons: Nothing

    Summary: Merrill Lynch's 401K plan is excellent. It was a blessing that my husband's company chose to take advantage of their services. Any questions my husband or I had regarding this account were answered quickly and in a manner that was easy to understand. ... read more

  • Express Customer Reviews

  • Biggest mistake of my life;trusting Merrill Lynch with retirement accounts

    Nov 26, 2011 by
    Not rated yet
    Pros: I really can't think of anything positive to say about Merrell Lynch.
    Cons: If you have too much money, invest with Merri8ll Lynch Wealth Destruction.

    Summary: Trusting Merrill Lynch with retirement accounts is the biggest mistake I made in my entilre life.  When the market turned, they offered to give me a team instead of a single advisor.  They wanted to put me in managed index funds for a annual ... read more

  • Merrill Lynch 401k Services are Top Notch

    Dec 26, 2009 by
    Not rated yet
    Pros: That Merrill Lynch provided enough information to complete a RFP process which was the best!
    Cons: The Con was we didn't find these advisors sooner.

    Summary: I have interviewed many different providers for 401Ks in the past several years and Merrill Lynch by far was the most imformed and professional.  Obviously, every firm has different advisors and serivce representatives, but my experience with one ... read more

  • Customer Service Reps have attitudes

    Jan 27, 2009 by
    Not rated yet
    Pros: The stock option people know their stuff and that was very helpful.
    Cons: These reps have an attitude - every single time I've called.

    Summary: When I dial in for customer service and enter my SS#, My DOB, and my zip code, the last thing I want to do is now verbally repeat everything that I just entered in to the phone.  If everything matched, why do I now need to re-tell the person ... read more

  • Walmart 401K via Merrill Lynch

    Feb 11, 2007 by
    Not rated yet
    Pros: ALL MY OPINIONS OF MERRILL LYNCH ARE POSITIVE
    Cons: I WOULD LIKE TO SEE IS MORE AGGRESSIVE CHOICES, BUT THAT IS NOT M.L. FAULT.

    Summary: In my opinion Merrill Lynch does a very good job of keeping all Walmart employees up to date via their website which is located at www.benefits.ml.com. Once the website is used and the employee gets familar with all the information that is provided, I ... read more

  • Merrill Lynch Web Site

    May 9, 2006 by
    Rated Show
    Pros: Really unsure
    Cons: Slow Web Site and hard to find information.

    Summary: We recently switched to the Merrill Lynch 401K fund through our employer. We haven't been with them long enough to know the worth of the fund. What we have found out is how God awful their web site is. This is the surely the slowest web site on the net. ... read more

  • Merrill Lynch is blocking my inherited 401(K) Payout claim through Wal-Mart

    Aug 13, 2005 by
    Rated Show
    Pros: Toll Free Number usually can get a CR within a few minutes.
    Cons: Customer Service Representatives are like Robots in their conversation.. Slow Pay-Out.

    Summary: My Mother worked at Wal-Mart. She had died on June 14 2005. She had a Wal-Mart Employee 401(K) through Merrill Lynch. For over two months I have been battling with Merrill Lynch in paying out the inherited 401(K). Merrill Lynch keeps claiming that ... read more

  • Living Up to Their Reputation

    Oct 1, 2004 by
    Rated Show
    Pros: good website, good literature
    Cons: none

    Summary: I knew that Merrill Lynch's reputation was excellent when I started with a company which offered their 401K plan. I didn't know how good until I started working with this plan. They offer investments of different risk levels, low, medium or high. ... read more

Showing 1-12 of 12 reviews
 


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