American Express Platinum

60 ratings (58 Epinions reviews)
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  • Deceptive practices

    Feb 16, 2013 by
    Not yet rated.
    Pros: Do everything online so they cannot renege
    Cons: Customer service are horrible

    Summary: Their travel services are atrocious and I would NEVER recommend them unless you want to be purposely deceived by Amex.  I had previously purchased a cruise online through their travel services that confirmed all my Platinum cruise benefits in ... read more


    Jan 15, 2013 by
    Not yet rated.
    Pros: NONE
    Cons: See above paragraph.  

    Summary: After American Express basically BEGGED me to apply for a Platinum card, I did so over a month ago.  I applied online and received a notice that the card was going to be expedited in 2-3 days which was perfect as I wanted to use it for travel and ... read more

  • First-rate annual fee for second-rate benefits.

    Jul 20, 2011 by
    Rated a Helpful Review
    Pros: Access to airport clubs.  Good insurance.  $200 credit per year with one airline.
    Cons: International Airline Program is pathetic.  Buy two tickets, pay five prices.  Membership Rewards sad.

    Summary: The American Express Platinum Card grants access to all airport clubs, given that you're flying the club's airline that day (exception:  US Air lets you in regardless of the airline you're flying).  But many of the benefits are for show only ... read more

  • Good Riddance

    Nov 8, 2010 by
    Rated a Helpful Review
    Pros: Snob appeal?
    Cons: Capricious security procedures that can cancel transactions?!
    Worst customer service ever.

    Summary: I've been an Amex customer for many years. I've had a few different types of personal cards.. always a corporate.. never really saw what the big deal was. I really don't get it now.After receiving several appeals from American ... read more

  • Five Months later they still have not paid for my travel disruption

    Aug 31, 2010 by
    Not yet rated.
    Pros: There is nothing good. Apart from you thinking you are special because you have one!!
    Cons: Alternate travel, Flight delays, Flight cancellation, Customer service.

    Summary: Have been an Axex customer for 26 years and was stranded by the volcanic ash for almost one week , I had paid for the whole trip with the American Express Platinum card and phoned them up to ask how much I could charge due to the flight cancellation, ... read more

  • Excellent card if you can make use of benefits; otherwise not worth fee

    Aug 18, 2009 by
    Rated a Helpful Review
    Pros: Airport lounge access, travel service, travel assistance
    Cons: Expensive

    Summary: It's a fine card, but it costs a fortune, so I only recommend signing up if you can definitely make use of the benefits.  I find it very convenient to use airport lounges when I travel, and I do this just often enough that the platinum card pays for ... read more

  • JUNK card, I am annoyed

    Jul 27, 2009 by
    Rated a Helpful Review
    Pros: The card is very silver and when people see it, it looks really cool
    Cons: Besides being shiny and silver, the card may as well be GREEN

    Summary: When I first got my card, I was so impressed with myself.  After having the card for two years, I'm adding up the losses and realizing I was played for a fool due to my materialistic visions of positive imaging.Some of the benifits of the ... read more

  • All Aboard the American Express Platinum...Next Stop, Poor Policies

    Jan 7, 2009 by
    Rated a Helpful Review
    Pros: Effective for fast, secure purchases.
    Cons: Card policies could restrict your buying power at any time.

    Summary: My company owns businesses that operate in different industries.  For our importing and global trade division we frequently use the American Express Platinum to purchase products to supply to individual consumers and retail outlets.  The card ... read more

  • Absolutely NOT worth the money

    Nov 6, 2008 by
    Not yet rated.
    Pros: It's a beautiful card, and you feel special when you use it (i.e. status symbol).
    Cons: Unreliable, expensive, rude customer service representatives.  No benefit over typical ATM/debit/credit cards.

    Summary: Since we have excellent credit, and good income, we were offered various cards, including the Amex Platinum.  Finally, at the urging of a good friend, we applied for and received the Amex platinum.  We were very excited, and felt very special ... read more

  • Sticking with Gold. What's the point of Platinum?

    Jul 28, 2008 by
    Rated a Helpful Review
    Pros: Airport lounge access.... might get you laid more often.
    Cons: Not much else except prestige. Overpriced relative to Gold.

    Summary: Bottom line - you don't get much more than with the Gold. If you have multiple cards, the extra annual fees start to divide out and it's more reasonable, but for a single card it is way overpriced. I used to have a black card through via my previous ... read more

  • The Ultimate Card

    Sep 11, 2007 by
    Rated a Very Helpful Review
    Pros: Lounge Access, Companion Tickets, Consumer Protections, Gold Card Events, MR points, Hotel benefits
    Cons: Annual Fee, Agents sometimes not as knowledgeable as they should be

    Summary: As someone who has worked in the credit card industry (not for AMEX) I can tell you that despite its hefty $450 annual fee the benefits of the American Express Platinum card are unparalleled. The key is knowing all the benefits that the card ... read more

  • Marginally Worthwhile - Some Valuable Perks, Some Worthless

    May 21, 2007 by
    Rated a Very Helpful Review
    Pros: Airline Club membership, concierge
    Cons: Value, decreasing benefits

    Summary: My wife & I have had platinum cards for a couple for years now and I think the card is marginally worth the fee for us though some of the benefits of the card really are overstated. - Membership Rewards points: I've watched my point balance climb into ... read more

  • Amex Platinum: Good only for Amex

    May 11, 2007 by
    Rated a Very Helpful Review
    Pros: hmmm. That's a tough question. Let me get back to you!
    Cons: Here's a big secret: Amex Customer Service:

    Summary: As newbies to the Platinum card we expected lots of things that were promised. We expected a seamless transition from our Gold card for the bills that we were having Amex pay for us. Nonsense! We had to do the legwork ourselves or see utilities ... read more

  • Bad Bad Bad Bad Company

    Dec 12, 2006 by
    Rated a Helpful Review
    Pros: No Hassle Purchases
    Cons: These people have no hart, Brakes their own payment agreements and cares little about clients.

    Summary: I was an American Express Client for 22 years, without incident, 8 months ago I lost my job, and went back to college and got a part time job until I could get a new full time job, as a result I fell way behind on a couple of my bills, 120 days on my ... read more

  • Say No to American Express

    Oct 12, 2006 by
    Rated a Very Helpful Review
    Pros: Rewards, Able to acquire Saks and Neiman's points
    Cons: Random financial reviews which will suspend your account for an undetermined length of time

    Summary: I started using American Express in January of 2005, so I don't have a lengthy credit history with them. Since then, they had proceeded to upgrade me until I reached Platinum status in March of this year. This took me a little over a year to achieve, ... read more

  • Platinum Benefits at a Platinum Price

    Sep 24, 2006 by Bryan_Carey is a Top Reviewer on Epinions in Personal Finance
    Rated a Very Helpful Review
    Pros: Some great benefits; Great travel protection
    Cons: Many benefits are impractical and useless; Very high annual fee

    Summary: Premium credit cards are offered by many financial businesses and they all offer added benefits to members that sometimes carry an added cost. One of the many premium cards available is American Express Platinum, a top of the line credit card from ... read more

  • I always leave home without it

    Jan 7, 2006 by
    Rated a Very Helpful Review
    Pros: Good if you want to feel important
    Cons: Benefits that dont work, Poor service and a $400 annual fee.

    Summary: When I was first offered the Platinum Card for $400 per year, I was very excited. I did not know of anyone who had a Platinum Card so I figured it was a big status symbol. There were so many fantastic benefits that it made my head spin. I tried to ... read more

  • worth it if you travel and entertain often...

    Aug 2, 2005 by
    Rated a Very Helpful Review
    Pros: platinum concierge, travel benefits
    Cons: "no preset spending limit" is misleading

    Summary: i had the green rewards card for one month before i upgraded to platinum. the $395 fee shocked me at first, but since i do a fair amount of traveling and entertaining, the fee has paid for itself. for example, the starwood perk automatically puts you ... read more

  • Known and Unknown Platinum Perks

    Oct 30, 2004 by
    Rated a Very Helpful Review
    Pros: Perks, perks, perks, rewards
    Cons: High (!!) annual fee

    Summary: A lot has been written about the advertised benefits of the American Express Platinum Card, however, I have found some of the unadvertised benefits just as exciting. As a semi-stay-at-home mom, I still get my money's worth from this card. ... read more

  • UK Platinum V’s USA Platinum

    Mar 25, 2004 by
    Rated a Very Helpful Review
    Pros: Travel service, Insurance offerings built-in & the concierge
    Cons: Not always the best priced fares through the travel service

    Summary: Well, I have decided to update my personal account of the Amex Platinum card. I have been a member now since 2004. It was originally opened in the United Kingdom, but I have moved to New York now, so the account is not registered in the USA. As such, I ... read more

  • Adequate for the money

    Sep 2, 2003 by
    Rated a Very Helpful Review
    Pros: Airport club access, car rental upgrades
    Cons: On-again/off-again website, spotty concierge service

    Summary: The primary reason that I have this card is for access to the airline clubs and the Hertz gold club. ... read more

  • AMEX-A modern example of complacency

    Jun 3, 2003 by
    Rated a Very Helpful Review
    Pros: Priority Pass, Hertz discount card, Automatic Hotel upgrades
    Cons: Customer Service and Cost

    Summary: I have had a Platinum AMEX for about 4 months.After reviewing all possible options available in the market today I decided to go with a name I recognised as the best in this area. This unfortunately proved to be a mistake, one which should have been ... read more

  • American Express Platinum

    Dec 5, 2002 by
    Rated a Very Helpful Review
    Pros: Great One-step update capability from Quicken, Great rewards program.
    Cons: High annual fee, rewards can be tricky

    Summary: The annual fee for this card is around 350 dollars. For both of our cards, we pay close to 500 dollars. My husband loves the ACCESS TO WORLDPERKS LOUNGES for Northwest Airlines. When the company won't pay business class fares, he can still ... read more

  • Platinum benefits with copper customer service

    Nov 29, 2002 by
    Rated a Very Helpful Review
    Pros: unlimited credit, thats about it
    Cons: Expensive and customer service is terrible.

    Summary: NEW REVIEW: I hate the customer service at Platinum American Express. I was paying over $500 dollars including my supplementary cards. It all started when I started to change the supplementary cards on my account. I was adding Gold Card ... read more

  • Excellent - don't leave home without it

    Nov 12, 2002 by
    Rated a Very Helpful Review
    Pros: Free annual travel Insurance Free membership of 'Priority Pass' airport lounge access programme Concierge Service
    Cons: None

    Summary: I am a UK cardholder and this review relates to the UK. The pros listed above speak for themselves, and explain why the annual fee is more than worthwhile, but only if you travel frequently. In addition to these benefits, you are allowed a supplementary ... read more

  • Its Outdated

    Aug 16, 2002 by
    Rated a Very Helpful Review
    Pros: Airport Club Access, Concierge (when competent)
    Cons: Snooty customer service, high annual fee (raised to $395), and basically everything else.

    Summary: I have had The Platinum Card from AMEX for 4 years now, and I can honestly say that it has lost its appeal in practically every way. Now that they have increased the annual fee to $395 I will surely downgrade to the gold card simply to retain my 180,000 ... read more

  • You would think for 300 bucks a year the service would be better

    Jun 9, 2002 by
    Rated a Very Helpful Review
    Pros: Not Much - 2 airline clubs(NWA and Continental)
    Cons: 300 bucks a year for bad service and lacking extras

    Summary: Avoid at all costs, get a premium Visa or Mastercard. They are taken at more places, do the same sort of thing, don't charge 300 bucks per year, and give many of the same perks. I've had some form of AMEX since 99, but their customer service ... read more

  • Platinum Travel: Let the Buyer Beware

    Jan 28, 2002 by
    Rated a Very Helpful Review
    Pros: FTD discounts, USAir miles
    Cons: Platinum Travel: many mistakes, few benefits

    Summary: American Express Platinum cards cost a lot - $300 a year. I got mine for the Platinum Travel Service and the many Platinum Travel Benefits, such as airport club memberships, cruise priveleges, and international companion tickets. I have been sorely ... read more

  • American Express II

    Dec 29, 2001 by
    Rated a Very Helpful Review
    Pros: Concierge; Traveller Benefits; Membership Rewards; Prestige.
    Cons: Customer Service Can Sometimes Be Questionable.

    Summary: Introduction: If you had read this review previously you would know that I had an American Express Green Charge from December 2000-01, enjoying excellent Customer Service - no charge was ever referred/declined in the UK or on vacation. I was ... read more

  • American Express...

    Aug 31, 2001 by
    Rated a Very Helpful Review
    Pros: Exceptional customer service and a wide variety of benefits
    Cons: Hefty annual fee if you don't use the benefits

    Summary: American Express has always been an exceptional financial and investment company. Targeted at a diverse spectrum of consumers, it offers benefits compatible for every lifestyle. My History I have been an American Express card ... read more

  • Platinum - Getting Tarnished With Age

    Aug 16, 2001 by
    Rated a Very Helpful Review
    Pros: Snob Appeal, exclusivity, some perks
    Cons: Fails to live up to promises, platinum motif now ordinary

    Summary: The Amex Platinum Card used to be something exclusive but with other cards developing "platinum" products and with Amex cutting into its own mystique with free Platinum Optima cards, this product is no longer with the $300/year fee. Foreign ... read more

  • Leave home without this one

    Jul 4, 2001 by
    Rated a Helpful Review
    Pros: Free Airport lounge access for Continental and Northwest Air customers.
    Cons: Card's high price does not bring any value...or prestige.

    Summary: If you are a very frequent flyer, especially overseas I can see how you would definetly benefit from having this card. Amex offers a 2 for 1 deal on many business and first class flights overseas. Also if you fly Continental or Northwest (I don't) you ... read more

  • Extremely disappointed re contesting a charge

    Mar 3, 2001 by
    Rated a Very Helpful Review
    Pros: Need not worry about a limit
    Cons: Had problem when contesting a charge

    Summary: I've used American Express cards - both gold and platinum - for years, have never had a problem, and felt particularly comfortable when using them related to travel as they offer perks. However, after returning from a trip to Italy and finding a hotel ... read more

  • American Express Platinum - Simply The Best

    Jan 22, 2001 by
    Rated a Helpful Review
    Pros: Amenities, Amenities, and more Amenities..
    Cons: - $300.00 / year membership fee

    Summary: Delving into the world of charge cards, I decided upon an American Express Card. My new Platinum Card was mailed in a nice "wallet" type package, with all of the information organized into a neat presentation. I called, and activated my card, with a ... read more

  • Amex Platinum great for travelers

    Dec 26, 2000 by
    Rated a Very Helpful Review
    Pros: Great overall amenities for select airlines, car rental agencies, hotels, restruants, on-line stores, and other selected places you get good perks
    Cons: Bunch of people dislike the fee - I've used the benefits enough that it's worth it - judge for yourself based on how you'd use it

    Summary: If you don't travel - don't get this card. If you don't think you'll take advantage of any of the benefits of the card (concierge, travel agency, room upgrades, complimentary hertz and national car rental memberships, airport lounges - ... read more

  • If used frequently, Platinum Card is worth its weight

    Nov 27, 2000 by
    Rated a Very Helpful Review
    Pros: Excellent benefits if you take advantage of them
    Cons: Benefits marketing can be misleading

    Summary: The Platinum Card is not for everyone. The annual fee is pricey. However, if you use the Card frequently, the savings and benefits can exceed the cost of the annual fee. Personally, the benefits and savings have more than made up for cost the ... read more

  • Worth The Annual Fee for Me

    Nov 8, 2000 by
    Rated a Very Helpful Review
    Pros: Exceptional Service in Exceptional Circumstances
    Cons: Aggressive Junk Mailings

    Summary: I have been a Platinum Card holder since 1992. Every year, I reconsider whether I continue to get value from the card to justify the $300 annual fee. Every year so far, I have decided "yes", for the following reasons: 1) Contrary ... read more

  • pure platinum service and benefits

    Oct 11, 2000 by
    Rated a Very Helpful Review
    Pros: excellent features like concierge that follows through and hotel room upgrade plus many, many other features. customer service addresses me politely and with respect.
    Cons: may not get the same concierge representative with a new separate request.

    Summary: hello, i have been an american express member since i was a student. i never used it that much and have really no idea why i even had one. it was a student gold card. after finishing grad school, i stumbled onto the platinum ... read more

  • AMEX Concierge Review

    Sep 21, 2000 by
    Rated a Very Helpful Review
    Pros: Concierge Service
    Cons: Somewhat spotty quality

    Summary: First of all, let me start out by qualifying myself. I have been a "member since" 87..... since that time, I have had the following cards: The Green Card The Gold Card The Corporate Card The Corporate Purchasing ... read more

  • "Don't leave home without it, if you can get it!"

    Aug 12, 2000 by
    Rated a Very Helpful Review
    Pros: American Express name
    Cons: clerical errors, no personal contact

    Summary: I can hardly contain my excitement. Today in the mail I received my very first American Express Card. It is a Platinum card, and with it comes a whole new adventure in shopping for me, or not. My husband and I applied for this card because ... read more

  • Exceptional benefits - if you need them

    Jul 17, 2000 by
    Rated a Very Helpful Review
    Pros: Exceptional benefits
    Cons: $300 annual fee

    Summary: I upgraded to Platinum when my job required extensive travel and presentations. The Platinum Travel and Concierge handled almost all of my arrangements, including my meeting rooms, with just a toll-free phone call. The level of service is truly ... read more

  • The American Express-way to Hell

    Jul 16, 2000 by
    Rated a Very Helpful Review
    Pros: Free membership rewards subscription/Free companion Tix
    Cons: Read review, too many for one line.

    Summary: A little background for starters to demonstrate my qualifications to rate this product: In 1994 I started using AMEX (green card). In 1996 I was upgraded by AMEX to Gold Card. In 1997 I was upgraded to Platinum card. I used ... read more

  • Cancel or keep?

    Jun 2, 2000 by
    Rated a Very Helpful Review
    Pros: reward points
    Cons: annual fee

    Summary: I have been a Platinum Card holder for only 2 years. When I first received notice that I had been pre-approved for a Platinum card I was apprehensive about accepting the card because I had heard that the annual fee was ridiculous (350$ Canadian). As I ... read more

  • Good for Spending, bad for Paying

    May 6, 2000 by
    Rated a Very Helpful Review
    Pros: legalised protection against theft, high spending limit,
    Cons: difficult to pay remotely, high fees, no bargaining ability, frequently asked to pay premium

    Summary: American Express has rolled out the merchant (card acceptance) side of it's business extremely well. I would say it is what American Express does best. I have, without giving prior notice, performed transactions in 4 different countries in a 24 hour ... read more

  • A Love/Hate Affair

    Apr 25, 2000 by
    Rated a Very Helpful Review
    Pros: None that come to mind
    Cons: Exorbitant yearly fees

    Summary: It started with the Platinum Card's Travel Services Program (PTS), and ended with their exorbitant fees. So, we cancelled ALL of our American Express cards this month.$450 a year in "membership fees" is ridiculous, considering that American ... read more

  • Pure Platinium

    Mar 8, 2000 by
    Rated a Very Helpful Review
    Pros: 24 hour service
    Cons: $300 per year fee

    Summary: I absolutely love my Platinum American Express. I have been a member of American Express for twenty two years and a platinum member for the past fourteen years. It is definitely true, I will never leave home without it. You are able to collect for no fee ... read more


    Mar 1, 2000 by
    Rated a Very Helpful Review
    Pros: Perks, service, image
    Cons: Annual fee

    Summary: AMEX PLATINUM CARD AMEX in my opinion is the best credit card company out there. No pre-set limits, no interest, and a worldwide network make AMEX stand out. Granted that they are not accepted as much as other cards but its benefits are much ... read more

  • An unbelievable benefit

    Feb 23, 2000 by
    Rated a Very Helpful Review
    Pros: Unbelievable benefits
    Cons: None, if you can afford the annual fee

    Summary: This happened to a friend of ours who has an American Express Platinum card. He and his wife were visiting family on the opposite coast from where they live when he had a very serious stroke. He was hospitalized for a month before he could ... read more

  • Best combination of convenience and features

    Jan 25, 2000 by
    Rated a Very Helpful Review
    Pros: Great perks, good value, good service, good billings
    Cons: None that I can think of

    Summary: I have been an Amex cardholder for 11 years and a Platinum cardholder for the last four. Prior to having the Platinum card, I was a Gold card holder. There is no real point to holding the Gold card over a regular green card, however the Platinum card ... read more

  • Best credit card ever!

    Jan 23, 2000 by
    Rated a Helpful Review
    Pros: Prestige, no credit limit
    Cons: Expensive annual fee

    Summary: Probably one of the most prestigious credit card EVER! You can always count on the ooos and the ahhhs when you pull out your platinum Amex to pay for your shopping, your food, etc.. Only probably is its absurd annual fee - $300!! Some benefits you get ... read more

  • Express Customer Reviews

  • Poor Travel Booking Service and Support

    Apr 17, 2012 by
    Not rated yet
    Pros: None
    Cons: No accountability No desire to see situation resolved No support

    Summary: In January, I booked airline reservations for a trip in April from Oakland to Cabo San Lucas with American Express Travel. At that time, I selected seats and my confirmation came back showing the seat requests. Over the past four months, I have received ... read more

  • Thoroughly disgusted

    Feb 13, 2012 by
    Not rated yet
    Pros: Access to airline clubs.
    Cons: The transaction fees charged per person for each leg of a trip.  $39 or $35.99.

    Summary: Through AmEx Platinum my companion & I booked two Bus. Cl. tickets from Indianpolis to Cairo on Thurs, Jan 26, only to find out before we reached JFK that all Thursday night flights on Egyptair had been cancelled (in December).  We were ... read more

  • Beware missing a Payment, regardless of the reason

    Dec 16, 2009 by
    Not rated yet
    Pros: Good early service
    Cons: adversarial reaction to payment errors.

    Summary: When I paid the Platinum card account electronically, I inadvertently selected an account whose balance was less than needed.  Not surprisingly my bank bounced the payment. All this was unknown to until Sunday the 6th, when the clerk at Staples ... read more

  • Good If You Travel Internationally

    Apr 25, 2009 by
    Not rated yet
    Pros: Medical Evacuation Insurance is worth the annaul fee.
    Cons: The 2 for 1 ticket program is useless.

    Summary: I have had Platinum Amex card for 6 years but I have had an Amex card since 1983. I think for the average card carrying person the fee for the Platinum Card is probably not worth it. On the other hand if you travel internationally you find it is accepted ... read more

  • Discontinued Domestic Companion Airfare Program

    Oct 8, 2008 by
    Rated Show

    Great card to hand to Taco Bell clerks when they ask you "debit or credit?"

    Cons: But you are Blanche! You are four-hundred-and-fifty dollars!

    Summary: I received a letter today that Amex Platinum is discontinuing the Domestic Companion Airfare Program on November 15, 2008. I called to complain. They said they didn't have enough people using the program. Bullshiza. If you read the blogs, you can ... read more

  • the BEST card!

    Jun 19, 2007 by
    Rated Show
    Pros: Customer Service, prestige, etc.
    Cons: $400 annual fee

    Summary: I don't care what anyone says this card is well worth the money. I have never been embarassed because my card was declined, etc. However the concierge may not be as great as one may imagine. They will help you with whatever they can and they did just ... read more

  • Platinum not Perfect

    Oct 1, 2005 by
    Rated Show
    Pros: Medical/legal support/ 24/7 worldwide, stolen/broken coverage items purchased for 90 days free, experienced.
    Cons: Vacation Department adequate if you are not too demanding. Cost.

    Summary: I would say the Platinum Card is not for everyone. I, also, have this card. Its value is exceptional but not perfect. I, too, have complaints at times. But, so far, it is the best I have found. A few examples: They are always available from anywhere ... read more

  • Wow - didn't know to expect the unexpected!

    Feb 6, 2005 by
    Rated Show
    Pros: Platinum service, and I haven't even gotten the card yet
    Cons: None

    Summary: First, let me just give a little background on my history with Amex - I originally held an Optima Card (member since 2000), was upgraded to a Gold Rewards Card in 2002, and just applied for an upgrade to Platinum. I routinely use the card for everyday ... read more

Showing 1-58 of 58 reviews

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