Discover Card

Pros: cashback awards, reliable online service/payments online post quickly, same day posting if paid at Sears!
Cons: not as widely accepted as Visa or Mastercard, not as cute as some other cards

I have a lot of credit cards, but I have to say that my Discover Card is my favorite. What makes them excellent is the fact that the payments online post very quickly. For example, if my payment is due on Tuesday, July 3, I can pay July 2, Monday and it...

Pros: Good company, great customer service
Cons: high interest rate

I have had this card for going on 12 years now and have never had any problems. I started out with the regular Discover card and now they have changed it to the Platinum card, which gives you a chance for more cashback options. The only thing I haven't...

Pros: Cash back, low interest rate.
Cons: Low credit line even with an increase.

Low crI had been a cardholder with Discover before. I held the Private Issue card and had been happy with it. Then they changed it and I dropped it from my wallet. When my wife suggested we get a Platinum I resisted at first but she wore me down.
...

Pros: easy to get
Cons: hit you with large interest

Okay, I will admit it, I have been known to make a late payment once in awhile. I have also been known to disregard the balance, and just pay the minimum payment. With my Discover card, this is a big mistake. If you are late and just pay the minimum,...

Pros: petty change back which can go to charity, detailed billing
Cons: charged for grace period, inflexible

Discover was my first credit card and it used to be the only one I would use. It is also the credit card for which I have the highest limit, but I am going to refuse to use it unless absolutely necessary and here's why.

About six months ago...

Pros: No annual fee, cashback awards, excellent customer service
Cons: High interest rates if not paid off during each period

I first started using the Discover as a freshman in college as a last resort for emergencies for repairs on my car. It was issued to myself as a college student card, thus giving me a small limit on my card, which was good too.

Only until...

Pros: You get a small percentage back ( of what you charge )
Cons: They pester you with special offers

(review updated Aug 2007) I've been a user of DiscoverCard for at least 7 years. The appeal of getting a percentage of my purchases was nice, even though I knew it wouldn't be much. On their commercials the company mentions that people can earn up ...

Pros: Online access
Cons: That minimum payment thing!

I've been a member of Discover Card Services for many years and I have never had any complaints. Ok maybe one, but it's a small complaint. I'll start with that and get it out of the way.

When you pay more than the minimum payment you are...

Pros: Great introductory APR, low APR in general
Cons: They like to call and check up on you!

I received a Discover Classic card in the mail recently (an offer I applied for on Priceline.com) and was THRILLED at the introductory APR. 2.9 percent!! UNTIL SEPTEMBER! I transferred the balance from my Citibank card (which was costing me a fortune...

Pros: Convenient to use
Cons: Limit on the cashback program

My husband and I have been using the Discover private issue card for years. For the most part we have been very pleased with this card. We really looked forward to the cash back check once a year. The amount of the rewards program is where the problem...

Pros: Good customer service and cashback
Cons: Not accepted everywhere

I have had my share of too many different credit cards, but by far Discover is the best. The customer service people treat you with respect and with interest in your concerns. Getting an unwarranted late charge taken off my account was a breeze with...

Pros: Cash back program, high limits, no annual fee
Cons: not as widely accepted as Visa and American Express

I recently got my Discover card in the mail, and so far its been great to me. I like the fact that my account is easily accessable online, and there is a cash back program. I've recieved numerous coupons online, and some of them are actually useful....

Pros: Great, organized statement, and that cash back thing.
Cons: Not accepted everywhere (but it is a lot of places)

My very first real credit card (i.e. - not department store/gas) was a Discover card with a $500 limit. I have had a Discover card for 4 1/2 years now, and still use it whenever I can. I'm not loaded or anything, so the cashback I normally see is...

Pros: Cash Back
Cons: Not everywhere Takes It

I absolutely LOVE my discover card. I use it for everything that way I can take advantage of my cashback option. I put groceries, gas, clothes, travel expenses, prescriptions, everything I can on my Discover. However I only recommend you do this if you...

Pros: Free Money
Cons: Not accepted everywhere

Out of all the credit cards you can use, why not use one you'll make money using. I've found that the Discover card is probably the best credit card on the market today. Each time you make a purchase with the card, you get up to 1% back. It may not...